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Natural person evaluation device of transaction system using natural person as credit issue mark

A trading system and technology of natural persons, applied in data processing applications, instruments, finance, etc., can solve problems such as limited risk assessment functions, poor hardware architecture, and poor results, and achieve excellent system architecture, evaluation and processing functions, and social resources. The distribution efficiency and cost reduction effect

Inactive Publication Date: 2017-01-04
徐维靖
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  • Description
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AI Technical Summary

Problems solved by technology

However, the hardware architecture of the risk assessment system in the prior art is poor and the risk assessment function is limited, which makes the system ineffective in performing data exchange, acquisition, evaluation, etc., and it is difficult to effectively output neutral, reliable, and understandable information

Method used

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  • Natural person evaluation device of transaction system using natural person as credit issue mark
  • Natural person evaluation device of transaction system using natural person as credit issue mark
  • Natural person evaluation device of transaction system using natural person as credit issue mark

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Embodiment Construction

[0041] based on the following Figure 1 to Figure 3 , and the embodiment of the present invention will be described. This description is not intended to limit the embodiment of the present invention, but is one of examples of the present invention.

[0042] Such as figure 1 As shown, according to an embodiment of the present invention, the natural person evaluation device 3 of the trading system with natural persons as the target of credit issuance is applied to the trading system 100 of natural person securities with natural persons as the target of credit issuance. The trading system 100 of natural person securities includes The natural person data obtaining device 1 for obtaining natural person data from the natural person resource end S, the natural person data importing device 2 for importing the natural person data D from the natural person data obtaining device 1, and the natural person data importing device 2 for The natural person evaluation device 3 that calculates...

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Abstract

The invention discloses a natural person evaluation device of a transaction system using a natural person as a credit issue mark. The natural person evaluation device performs evaluation on a nature person which is used as a credit issue mark and calculates to obtain an evaluation value of the credit issue mark; the evaluation value of the credit issue mark is calculated according to a credit evaluation function (F) and by using an asset reward rate evaluation value (T1), an income stability evaluation value (T2), a debt repayment evaluation value (T3), an accumulation surplus evaluation value (T4), an asset liability flow evaluation value (T5), an issued share capital evaluation degree (T6) and a total asset evaluation value (T) as credit evaluation parameters.

Description

technical field [0001] The present invention relates to a risk assessment device for a securities trading system, in particular to a natural person evaluation device for a trading system that uses natural persons as credit issuance targets. Background technique [0002] Security is a negotiable financial instrument. Its main function is to raise capital and allocate capital to activate finance, economy, and investment. Therefore, there are securities trading activities in many countries. Taking Taiwan as an example, the country itself will raise financial funds through the issuance of national bonds, and domestic enterprises will also raise capital through the issuance of securities, and absorb the idle currency capital in society through the issuance of securities, so as to improve the efficiency of capital use and realize the realization of capital. Optimization. [0003] Continuing from the above, there are generally two sources of securities remuneration: investment inc...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04
Inventor 徐维靖
Owner 徐维靖
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