Unlock instant, AI-driven research and patent intelligence for your innovation.

Financial early warning system

An early warning system and financial technology, applied in the field of car purchase financial loan big data analysis, can solve problems such as hard to find, hard to find the car, wrong contact information, etc.

Inactive Publication Date: 2017-08-29
青岛鲁诺电子科技有限公司
View PDF5 Cites 6 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the improvement of living standards and the increasing popularity of vehicles, more and more people buy cars with loans. The problem of non-repayment or loan purchases after loans has become increasingly prominent. Therefore, loan risk assessment and review, loan Pre-warning fraudulent loans after purchasing a car; recovering a car that has failed to repay or fraudulently loaned is currently a relatively difficult problem; at present, it is difficult to detect fraudulent loan purchases in advance, and only wait for the car buyer to fail to repay the loan after the due date. Only then did I know; it is difficult to retrieve a car that has not repaid or cheated on the loan. You can only contact the contact information left when purchasing the loan by phone, and go to the home address, work address, and permanent address left by the lender. , looking for the vehicle with the address on the certificate is like looking for a needle in a haystack
[0003] It is difficult to find fraudulent loans or pre-warned vehicles that do not repay the loan in advance when buying a car with a loan; it is difficult to recover a car that has not been repaid or fraudulently loaned, because the lender left wrong contact information, such as phone numbers, car purchase I can't get through anymore, and provide fake ID cards, wrong home addresses, work addresses, and permanent addresses, so that people looking for cars can't find the car

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Financial early warning system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0022] The technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some of the embodiments of the present invention, not all of them; based on The embodiments of the present invention and all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0023] figure 1 The modules of the whole system are shown in the figure, and the whole system further includes a message receiving service module, which is used to receive GPS data, equipment status information, vehicle information and other data sent by the loan car.

[0024] Data processing center module: used for data mining, data modeling, analysis and operation. Instantly push the alarm information to the APP.

[0025] Financial early war...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The present invention discloses a financial early warning system with the aim of establishing a complete system of vehicle purchase by financial loan. The lender is subjected to large data load risk assessment and audit before vehicle purchase by loan. Various kinds of alarm on vehicle purchased by load are analyzed and determined by analysis and modeling of data transmitted by the vehicle after vehicle purchase by load, namely, dismounting alarm, high risk alarming, shielding alarm, anti-loan purchase alarm, no-signal alarm, no-data alarm, position accumulation point alarm, and high risk area alarm, so as to achieve early warning for possible loan fraud behaviors. Vehicles of no-repayment or loan fraud are displayed on the map by the background or the APP, the vehicle conditions are monitored, and the previous tracks are checked. Related information and position information of vehicles needed to be found are sent to the APP of the trailer mechanism for vehicle finding and trailing.

Description

technical field [0001] The present invention relates to the system, which relates to big data analysis of car purchase financial loans, and specifically relates to a financial early warning system. Background technique [0002] With the improvement of living standards and the increasing popularity of vehicles, more and more people buy cars with loans. The problem of non-repayment or loan purchases after loans has become increasingly prominent. Therefore, loan risk assessment and review, loan Pre-warning fraudulent loans after purchasing a car; recovering a car that has failed to repay or fraudulently loaned is currently a relatively difficult problem; at present, it is difficult to detect fraudulent loan purchases in advance, and only wait for the car buyer to fail to repay the loan after the due date. Only then did I know; it is difficult to retrieve a car that has not repaid or cheated on the loan. You can only contact the contact information left when purchasing the loan ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 王伟科
Owner 青岛鲁诺电子科技有限公司