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A tool and method for intelligent preprocessing of massive p2p online loan financial data

A technology for data preprocessing and financial data, applied in finance, data processing applications, instruments, etc., can solve the problems of frequent travel and high bad debt rate of P2P network lending, achieve strong pertinence, improve scalability and robustness Sexual and efficient processing effect

Active Publication Date: 2020-10-16
NAT COMP NETWORK & INFORMATION SECURITY MANAGEMENT CENT +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] However, at the same time of rapid development, P2P online lending continues to cause risk events such as high bad debt rate and frequent runaways. It is estimated that nearly half of the platforms have related problems

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  • A tool and method for intelligent preprocessing of massive p2p online loan financial data
  • A tool and method for intelligent preprocessing of massive p2p online loan financial data
  • A tool and method for intelligent preprocessing of massive p2p online loan financial data

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Embodiment Construction

[0042] The present invention will be further described in detail below in conjunction with the accompanying drawings.

[0043] The intelligent preprocessing process of massive P2P online loan financial data is as follows: figure 1 shown. The data is first connected to the message queue system. During preprocessing, the data is consumed from the message queue in the role of a consumer, and the integrity and validity are verified first. If the verification fails, it will transfer to the abnormal data processing sub-process and return an error code to the online loan platform; if the verification passes, it will transfer to the processing sub-process to perform data classification, data deduplication, data correction, data conversion, and status calculation And other operations, and finally load the online loan financial data into the Internet financial business database.

[0044] Data preprocessing uses a distributed real-time processing framework. By analyzing the analysis a...

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Abstract

The invention discloses an intelligent preprocessing tool and method applied to massive P2P online loan financial data, which can accurately and efficiently preprocess massive P2P online loan financial data before being stored in a standard financial business database to ensure the accuracy of the data In order to establish an effective monitoring mechanism for P2P network lending platforms, and effectively strengthen the supervision of P2P network lending platforms. Preprocessing includes establishing validity and integrity verification rules to realize data verification before warehousing; and data classification, data deduplication, data correction, data conversion, and status calculation to realize data processing before warehousing; Load into the standard financial business database.

Description

technical field [0001] The invention relates to an intelligent preprocessing method applied to massive P2P online loan financial data, and belongs to the field of massive data preprocessing methods. Background technique [0002] In recent years, with the rapid development of domestic Internet finance, Internet financial platforms of the P2P network lending type have emerged in an endless stream. According to statistics, as of the end of July 2016, more than 5,000 P2P online lending platforms have been established nationwide, and the historical turnover of the P2P online lending industry has exceeded 2 trillion yuan. [0003] However, at the same time of rapid development, P2P online lending continues to cause risk events such as high bad debt rate and frequent running away. It is estimated that nearly half of the platforms have related problems. Therefore, it is urgent to use a unified monitoring platform to grasp the specific investment and lending conditions of each platf...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 马秀娟毛洪亮王秀文苏沐冉张露晨吴震李焱余唐积强徐小磊李传海苏志坚谢铭
Owner NAT COMP NETWORK & INFORMATION SECURITY MANAGEMENT CENT