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Intelligent preprocessing tool and method applied to mass P2P network loan financial data

A technology for data preprocessing and financial data, applied in finance, data processing applications, instruments, etc., can solve the problems of high bad debt rate and frequent trips in P2P network lending, and improve scalability and robustness. The effect of targeted and broad application prospects

Active Publication Date: 2017-09-29
NAT COMP NETWORK & INFORMATION SECURITY MANAGEMENT CENT +1
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] However, at the same time of rapid development, P2P online lending continues to cause risk events such as high bad debt rate and frequent runaways. It is estimated that nearly half of the platforms have related problems

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  • Intelligent preprocessing tool and method applied to mass P2P network loan financial data
  • Intelligent preprocessing tool and method applied to mass P2P network loan financial data
  • Intelligent preprocessing tool and method applied to mass P2P network loan financial data

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Embodiment Construction

[0042] The present invention will be further described in detail below in conjunction with the accompanying drawings.

[0043] The intelligent preprocessing process of massive P2P online loan financial data is as follows: figure 1 shown. The data is first connected to the message queue system. During preprocessing, the data is consumed from the message queue in the role of a consumer, and the integrity and validity are verified first. If the verification fails, it will transfer to the abnormal data processing sub-process and return an error code to the online loan platform; if the verification passes, it will transfer to the processing sub-process to perform data classification, data deduplication, data correction, data conversion, and status calculation And other operations, and finally load the online loan financial data into the Internet financial business database.

[0044] Data preprocessing uses a distributed real-time processing framework. By analyzing the analysis a...

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Abstract

The invention discloses an intelligent preprocessing tool and method applied to mass P2P network loan financial data. According to the invention, accurate and efficient preprocessing can be performed on mass P2P network loan financial data before being stored into a standard financial service database, and the accuracy and validity of the data are ensured, so that an effective monitoring mechanism for a P2P network loan platform is built, and supervision for the P2P network loan platform is effectively enhanced. Preprocessing comprises that validity and integrity checking rules are established so as to realize checking for the data before getting into the database; data classification, data deduplication, data correction, data conversion and state calculation are performed so as to realize processing for the data before getting into the database; and finally, the data is loaded into the standard financial service database.

Description

technical field [0001] The invention relates to an intelligent preprocessing method applied to massive P2P online loan financial data, and belongs to the field of massive data preprocessing methods. Background technique [0002] In recent years, with the rapid development of domestic Internet finance, Internet financial platforms of the P2P network lending type have emerged in an endless stream. According to statistics, as of the end of July 2016, more than 5,000 P2P online lending platforms have been established nationwide, and the historical turnover of the P2P online lending industry has exceeded 2 trillion yuan. [0003] However, at the same time of rapid development, P2P online lending continues to cause risk events such as high bad debt rate and frequent running away. It is estimated that nearly half of the platforms have related problems. Therefore, it is urgent to use a unified monitoring platform to grasp the specific investment and lending conditions of each platf...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 马秀娟毛洪亮王秀文苏沐冉张露晨吴震李焱余唐积强徐小磊李传海苏志坚谢铭
Owner NAT COMP NETWORK & INFORMATION SECURITY MANAGEMENT CENT