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Credit based leasing method

A credit and user technology, applied in the Internet field, can solve problems such as cumbersome implementation methods and insufficient convenience, and achieve the effects of reducing the risk of malicious occupation and achieving convenience and high efficiency

Inactive Publication Date: 2018-04-20
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, such an implementation method is cumbersome and not convenient enough. It is necessary to provide a more efficient and convenient leasing solution

Method used

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  • Credit based leasing method
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Examples

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Embodiment Construction

[0022] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with this specification. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present specification as recited in the appended claims.

[0023] The terms used in this specification are for the purpose of describing particular embodiments only, and are not intended to limit the specification. As used in this specification and the appended claims, the singular forms "a", "the", and "the" are intended to include the plural forms as well, unless the context clearly dictates otherwise. It should also be understood that the t...

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Abstract

The invention discloses a credit based leasing method. The method comprises that a credit system receives a leasing request from a leasing request end, and the leasing request faces a specific leasingservice system; the credit system determines a guarantee deposit rule corresponding to credit information of a user of the leasing request end; when all guarantee deposit is exempted from according to the guarantee deposit rule, the credit system sends a leasing notification to the leasing service system; on the basis of the leasing notification, the leasing service system implements a guarantee-deposit-free operation for the user of the leasing request end; when determining that a leased article is returned by the user of the leasing request end, the leasing service system a leasing paymentrequest, aimed at the user of the leasing request end, to the credit system; and the credit system executes the leasing payment request.

Description

technical field [0001] This specification relates to the field of Internet technology, and in particular to a method for realizing leasing based on credit. Background technique [0002] With the rapid development of the sharing economy, users are more willing to use lower costs in exchange for the right to use items, rather than paying high fees to purchase items. In such a situation, in order to ensure that the assets are not maliciously occupied, the item provider usually asks the user to provide personal information before using the item and pay a certain deposit to ensure that the user returns the item normally after using it. However, such an implementation method is cumbersome and not convenient enough, and a more efficient and convenient leasing solution needs to be provided. Contents of the invention [0003] In view of this, this specification provides a method for realizing leasing based on credit. [0004] Specifically, this specification is realized through t...

Claims

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Application Information

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IPC IPC(8): G06Q30/06
CPCG06Q30/0645
Inventor 冯捷
Owner ADVANCED NEW TECH CO LTD
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