Unlock instant, AI-driven research and patent intelligence for your innovation.

Aggregate payment method, mobile device and storage apparatus

A mobile device and deduction technology, applied in the payment field, can solve problems such as narrowing the application range of NFC payment, unsatisfactory, and deduction of financial card fees

Active Publication Date: 2018-06-15
SHENZHEN VFUCHONG TECH CO LTD
View PDF9 Cites 7 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the long-term research and development process, the inventor of the present application found that this payment method still has some shortcomings. The financial card that cooperates with the NFC device in the mobile device must be able to deduct fees. One is that the financial card itself can be deducted. The consumer terminal also supports deduction of this kind of financial card
But the actual situation is often unsatisfactory, which greatly reduces the scope of application of NFC payment

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Aggregate payment method, mobile device and storage apparatus
  • Aggregate payment method, mobile device and storage apparatus
  • Aggregate payment method, mobile device and storage apparatus

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0014] In order to make the purpose, technical solution and effect of the present application more clear and definite, the present application will be further described in detail below with reference to the accompanying drawings and examples.

[0015] The present application provides an aggregated payment method, which can enable a mobile device with an NFC device to realize the NFC payment function. During the NFC payment process, the virtual card set in the mobile device and working with the NFC device may not have the ability to pay, but completes the payment through / using the payment account associated with the virtual card. see figure 1 , figure 1 It is a schematic flow chart of an embodiment of the aggregation payment method of the present application. In an embodiment, the aggregation payment method includes the following steps:

[0016] S101: During the communication process between the mobile device's own NFC device and the fee deduction terminal, the mobile device ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses an aggregate payment method, a mobile device and a storage apparatus. The method comprises the steps that the mobile device passes qualification verification of a fee deductionterminal by utilizing a virtual card in a communication process of an NFC device and the fee deduction terminal; and the mobile device processes a fee deduction request initiated by the fee deductionterminal through a payment account associated with the virtual card. Therefore, the application range and flexibility of NFC payment can be expanded and improved.

Description

technical field [0001] The invention relates to the technical field of payment, in particular to an aggregation payment method, mobile equipment and storage device. Background technique [0002] NFC payment means that the mobile device expresses the willingness to pay to the merchant's consumer terminal (also known as the deduction terminal, such as a POS machine) through Near Field Communication (NFC) technology, and the payment is made between the consumer terminal and the built-in smart chip of the mobile device. A mobile payment method that exchanges account and password information to complete payment. This payment method has the advantages of strong system privacy, various types of supported services, simple operation, strong real-time online capability, high security performance, simple system structure, and low technical difficulty in implementation. [0003] As mentioned above, the existing NFC payment generally requires an NFC device and a smart chip to be install...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q20/32G06Q20/34G06Q20/40
CPCG06Q20/3278G06Q20/351G06Q20/409
Inventor 李晓云戴友平
Owner SHENZHEN VFUCHONG TECH CO LTD