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Fund flow method and device and electronic equipment

A technology of funds and payees, applied in the field of blockchain, which can solve problems such as failure of fund flow

Active Publication Date: 2018-07-06
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] When the fund transfer between the payer and the payee involves multiple financial institutions, multiple financial institutions need to conduct compliance checks on the fund transfer event in turn, and at least one financial institution’s compliance check result is unqualified , will lead to the failure of this fund transfer

Method used

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  • Fund flow method and device and electronic equipment
  • Fund flow method and device and electronic equipment
  • Fund flow method and device and electronic equipment

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Embodiment Construction

[0046] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. Implementations described in the following exemplary embodiments do not represent all implementations consistent with one or more embodiments of this specification. Rather, they are merely examples of apparatuses and methods consistent with aspects of one or more embodiments of the present specification as recited in the appended claims.

[0047] figure 1 It is a flow chart of a fund transfer method provided by an exemplary embodiment. Such as figure 1 As shown, the method may include the following steps:

[0048] Step 102, the first member receives a fund transfer request of a specified amount between the payer and the payee.

[0049] In an embodiment, the fund pay...

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PUM

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Abstract

One or more embodiments of the invention provide a fund flow method and device and electronic equipment. The method comprises the steps that a first member of a block chain receives a fund flow request of the designated amount between a payer and a payee; the first member determines fund flow routing between a second member corresponding to the payee and the first member, and the fund flow routingcomprises the first member, the second member and a plurality of relay members; the first member uniformly launches a legal compliance inspection request to at least two members, except the first member, in the fund flow routing so that the at least two members synchronously perform legal compliance inspection on a fund flow event corresponding to the fund flow request; the first member launchesa contract operation for legal compliance certificate deposit so that the legal compliance inspection result of legal compliance inspection executed by all the members in the fund flow routing can berecorded into the block chain; when the legal compliance inspection result of all the members is legal, the first member launches the contract operation for fund flow, and the fund flow event can be completed on the basis of the fund flow routing.

Description

technical field [0001] One or more embodiments of this specification relate to the field of blockchain technology, and in particular to a method and device for fund transfer, and electronic equipment. Background technique [0002] In related technologies, it often involves fund flow scenarios between users and users, users and enterprises, enterprises and enterprises, etc., in which the user or enterprise that pays the funds is the payer, and the user or enterprise that obtains the funds is the payee. Realize the flow of funds between the payer and the payee. [0003] When the fund transfer between the payer and the payee involves multiple financial institutions, multiple financial institutions need to conduct compliance checks on the fund transfer event in turn, and at least one financial institution’s compliance check result is unqualified , will lead to the failure of this fund transfer. Contents of the invention [0004] In view of this, one or more embodiments of th...

Claims

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Application Information

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IPC IPC(8): G06Q40/04G06Q40/02
CPCG06Q40/02G06Q40/04H04L9/3239G06Q20/389G06Q20/4016G06Q20/12H04L9/50G06Q20/102G06Q20/108G06Q20/36H04L9/0637
Inventor 胡丹青闫雪冰
Owner ADVANCED NEW TECH CO LTD
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