Whole process credit method, apparatus and device, and readable storage medium

A full-process, credit technology, applied in the computer field, can solve the problems of waste of resources and low credit efficiency

Inactive Publication Date: 2018-07-27
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to provide a full-process credit method, device, equipment and readable storage medium, aiming to solve the need to carry out different credit processes on different credit equipment in the prior art, resulting in low credit efficiency and waste of resources technical issues

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  • Whole process credit method, apparatus and device, and readable storage medium
  • Whole process credit method, apparatus and device, and readable storage medium
  • Whole process credit method, apparatus and device, and readable storage medium

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Embodiment Construction

[0093] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0094] The present invention provides a full-process credit method. In the first embodiment of the full-process credit method of the present invention, refer to figure 1 , the full-process credit method includes:

[0095] The credit process is as follows: according to the credit request received, the all-in-one machine displays the corresponding credit type selection interface for the creditor to select the target credit type. After the creditor selects the target credit type, the all-in-one machine prompts the creditor to provide Document materials, such as a driver’s license, ID card, etc. are required for vehicle purchase credit, and ID card, student ID card, etc. are required for student credit. Interface for creditors to apply for credit. After receiving the application information of creditors, the application ...

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Abstract

The invention discloses a whole process credit method, apparatus and device, and a readable storage medium. The whole process credit method comprises the steps of obtaining a target credit type when acredit request is detected, and generating prompt information of providing certificate materials based on the target credit type to prompt a creditor to provide the certificate materials; recognizingthe certificate materials through OCR, and verifying the certificate materials; when the certificate materials pass the verification, displaying an application information input interface of the target credit type to prompt the creditor to input corresponding application information; receiving the application information input by the creditor, and performing approval processing on the applicationinformation; when the approval of the application information is passed, performing man-machine auditing on the creditor through intelligent question and answer and micro-expression recognition; andwhen the man-machine auditing is passed, issuing a credit amount corresponding to the target credit type to the creditor. The technical problems of low credit efficiency and resource waste in the prior art are solved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a whole-process credit method, device, equipment and readable storage medium. Background technique [0002] With the development of the credit industry, there are more and more users who carry out credit in institutions such as banks. However, the credit equipment of existing banks cannot realize or lack the control of the whole process of credit. Therefore, during the credit process, users, Different credit processes need to be carried out on different credit devices, and different credit processes are performed on different credit devices, which not only reduces credit efficiency, but also wastes resources and reduces user experience. Contents of the invention [0003] The main purpose of the present invention is to provide a full-process credit method, device, equipment and readable storage medium, aiming to solve the need to carry out different credit processes on...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06K9/34G06K9/20
CPCG06V10/22G06V30/153G06Q40/03
Inventor 臧磊傅婧郭鹏程
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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