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Method and apparatus for identifying rule violating merchant

An identification method and merchant technology, applied in the field of information security, can solve problems such as disrupting market order and adverse effects of transaction parties

Active Publication Date: 2019-02-01
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] Due to the inconsistency between the actual location of the transaction of the merchant and the sending address of the transaction message in the prior art, which disrupts the market order and brings adverse effects on all parties involved in the transaction, the embodiment of this application provides a method and device for identifying illegal merchants

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  • Method and apparatus for identifying rule violating merchant
  • Method and apparatus for identifying rule violating merchant
  • Method and apparatus for identifying rule violating merchant

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Embodiment Construction

[0055] In order to make the object, technical solution and beneficial effects of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0056] figure 1 It exemplarily shows that the embodiment of the present application provides a flow of a method for identifying a violating merchant, and the flow of the method can be executed by an apparatus for identifying a violating merchant, such as figure 1 shown, including the following steps:

[0057] Step S101 , acquiring transaction information of users who have transactions at merchants to be identified within a preset period of time.

[0058]Optionally, the merchant to be identified has pre-applied for a POS machine, and when applying for a POS machine, an address for repor...

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Abstract

An embodiment of that present application provides a method and apparatus for identifying a rule violating merchant and relates to the technical field of information safety. The method comprises the following steps of: acquiring transaction information of a user whose transaction takes place in a preset period of time; firstly, judging whether the transaction information of each user deviates fromthe transaction habit model of the user; and then judging whether the merchant to be identified is an illegal merchant according to the number of users deviating from the transaction habit model in the merchant to be identified. As that transaction of a plurality of user in the merchant to be identified do not match the correspond transaction behavior habit, indicating that the merchant to be identified where the transaction takes place by the user may have violated the rules and regulations, which can cause multiple users to deviate from their original spending habits. Therefore, whether themerchant to be identified is an illegal merchant can be effectively determined by judging the number of users that do not match the transaction habit model in the merchant to be identified, so as tofacilitate the relevant institutions to deal with the illegal merchant, maintain the acceptance market order, and ensure the consumption safety of the user.

Description

technical field [0001] The present invention relates to the technical field of information security, in particular to a method and device for identifying illegal merchants. Background technique [0002] In the acceptance market, some merchants have illegal behaviors such as cutting and moving machines, which leads to the fact that the actual place of the transaction is inconsistent with the address sent in the transaction message. have adverse effects. Contents of the invention [0003] Due to the inconsistency between the actual location of the merchant's transaction and the sending address of the transaction message in the prior art, which disrupts the market order and brings adverse effects on all parties involved in the transaction, the embodiment of the present application provides a method and device for identifying an illegal merchant. [0004] In the first aspect, the embodiment of the present application provides a method for identifying a violating merchant, the...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
CPCG06Q30/018
Inventor 刘红宝郑建宾赵金涛李旭瑞
Owner CHINA UNIONPAY
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