POS machine transaction method

Abstract

The invention relates to the technical field of POS machines, in particular to a POS machine transaction method, which comprises the following steps that: 1, a point-of-sale POS machine acquires transaction information; 2, bar code information including corresponding transaction information is generated by the transaction information; 3, bar code information is sent to the mobile terminal; 4, themobile terminal receives the bar code information and sends the bar code information to a bank risk control system; 5, the bank risk control system compares and analyzes the bar code information withthe transaction information in the latest time period; Sixthly, corresponding transaction payment is completed on the transaction information meeting the payment requirement according to the bar codeinformation, and the transaction information is fed back to the POS machine through the mobile terminal; When it is found that the transaction card and the transaction amount corresponding to the payee in the set time period are frequent and the amount is large, payment stopping information is sent to the mobile terminal; The method provided by the invention can be used for controlling the continuous account transfer or payment behavior of oversized money, and preventing lawbreakers from providing opportunities for money laundering, so that countries and people suffer from relatively large economic loss.

Description

technical field [0001] The invention relates to the field of POS technology, in particular to a POS machine transaction method. Background technique [0002] The POS machine is a multi-functional terminal, which can be installed in the special merchants and acceptance outlets of the credit card and connected with the computer to form a network, so that the automatic transfer of electronic funds can be realized. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer. It is more convenient and fast to use, but the traditional POS machine transaction method, as long as the bank risk control system detects that the transaction card information meets the corresponding amount or has sufficient balance, it will complete the corresponding transaction payment according to the barcode information, but for continuous oversized The transfer or payment of the amount is not controlled, which will provide an opportunity for criminals to launder mone...

AI Technical Summary

Problems solved by technology

[0002] The POS machine is a multi-functional terminal, which can be installed in the special merchants and acceptance outlets of credit cards and connected to the computer to form a network, so that the automatic transfer of electronic funds can be realized. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer. It is more convenient and fast to use, but the traditional POS machine transaction method, as long as the bank risk control system detects that the transaction card information meets the corresponding amount or has sufficient balance, it will complete the corresponding transaction payment according to the barcode information, but for continuous oversized The transfer or payment of the amount is not controlled, which will provide an opportunity for criminals to launder money, and cause the country and the people to suffer greater economic losses

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