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Audit method, device and apparatus for vehicle insurance claim settlement case and storage medium

A case and auto insurance technology, applied in the field of big data analysis, can solve the problems that the accuracy of manual audit results cannot be guaranteed, take a long time, and high personnel costs, achieve the effect of efficient case audit, reduce cost investment, and avoid compensation risks.

Inactive Publication Date: 2019-06-11
德联易控科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The present invention provides an auditing method, device, electronic equipment and storage medium for auto insurance claim cases, which solves the traditional auditing methods that take up a long time for the auditing process, heavy workload, high personnel costs, and the accuracy of manual auditing results cannot be guaranteed. The problem

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  • Audit method, device and apparatus for vehicle insurance claim settlement case and storage medium
  • Audit method, device and apparatus for vehicle insurance claim settlement case and storage medium
  • Audit method, device and apparatus for vehicle insurance claim settlement case and storage medium

Examples

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Embodiment 1

[0047] The embodiment of the present invention of the present application provides an audit method for auto insurance claim cases, such as figure 1 As shown, the method includes: step S101, step S102, step S103 and step S104.

[0048] Step S101. Receive a case audit request triggered by a client, and the audit request carries a case identifier of a case to be audited.

[0049] Wherein, the case identifier may be a unique number assigned to the case by the system.

[0050] Specifically, the user can realize the auditing of the audited cases by triggering the button on the auditing operation interface, such as the specified company and / or the specified number of cases, and find out which accidents are related to other accidents through the relationship between the cases. The final result is to find fraudulent incidents or people or organizations related to fraudulent incidents, etc.

[0051] Step S102, acquiring key case information of the case to be audited according to the c...

Embodiment 2

[0071] The embodiment of the present invention of the present application provides an auditing device for auto insurance claims, such as Figure 4 As shown, the auditing device for the auto insurance claim case may include: a receiving module 401, an extraction module 402, an acquisition module 403, and an auditing module 404, wherein:

[0072] The receiving module 401 is configured to receive a case audit request triggered by the client, and the audit request carries the case identification of the case to be audited;

[0073] An extraction module 402, configured to extract key case information of the case to be audited according to the case identifier;

[0074] An acquisition module 403, configured to acquire historical auto insurance claim settlement cases associated with the key information of the case;

[0075] The auditing module 404 is configured to evaluate the fraud risk of the case to be audited according to the case information of the historical auto insurance claim...

Embodiment 3

[0086] An embodiment of the present invention provides an electronic device, such as Figure 5 as shown, Figure 5 The electronic device 500 shown includes: a processor 5001 and a transceiver 5004 . Wherein, the processor 5001 is connected to the transceiver 5004 , such as through a bus 5002 . Optionally, the electronic device 500 may further include a memory 5003 . It should be noted that in practical applications, the transceiver 5004 is not limited to one, and the structure of the electronic device 500 does not limit the embodiment of the present invention.

[0087] The processor 5001 may be a CPU, a general processor, DSP, ASIC, FPGA or other programmable logic devices, transistor logic devices, hardware components or any combination thereof. It can implement or execute the various illustrative logical blocks, modules and circuits described in connection with the present disclosure. The processor 5001 may also be a combination that implements computing functions, for e...

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Abstract

The embodiment of the invention provides an audit method, device and apparatus for vehicle insurance claim settlement case and a storage medium, and the method comprises the steps: receiving a case audit request triggered by a client, the audit request carrying a case identifier of a to-be-audited case; obtaining case key information of the to-be-audited case according to the case identifier;obtaining a historical vehicle insurance claim settlement case having an association relationship with the case key information; and performing fraud risk assessment on the to-be-audited case according tothe case information of the historical vehicle insurance claim case, and outputting an assessment result. According to the embodiment of the invention, the cost input of manpower and material resources in the vehicle insurance claim settlement case auditing process is reduced, the case auditing can be rapidly and efficiently realized, the occurrence of fraudulent cases is effectively reduced, andthe compensation risk caused by the fraudulent cases is avoided.

Description

technical field [0001] The present invention relates to the technical field of big data analysis. Specifically, the present invention relates to an auditing method, device, equipment and storage medium for auto insurance claim settlement cases. Background technique [0002] With the development of the insurance industry, various insurance industries have developed rapidly, especially the auto insurance industry. Auto insurance claims need to determine the vehicle model first, and then determine the price of the corresponding accessories according to the vehicle model. In the process of completing the damage determination, there are often some fraudulent behaviors. Among them, fraudulent behavior refers to the behavior of defrauding a claim for a case that does not belong to the insurance liability itself. For example, a user reports a case, but after verification, it is found that the car accident occurred was a forged car accident scene by the reporter himself. This is frau...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/08
Inventor 王晓春
Owner 德联易控科技(北京)有限公司
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