Mobile payment system

A processor, device identifier technology, applied in payment architecture, transmission system, digital transmission system, etc., can solve problems such as low fraud risk

Pending Publication Date: 2019-07-16
AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Thus, in-person transactions in which a physical payment instrument or e-wallet is presented to a P...

Method used

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  • Mobile payment system
  • Mobile payment system
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Examples

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Embodiment Construction

[0012] The present disclosure generally relates to managing transactions by receiving and analyzing transaction identifying information. The detailed description of various embodiments herein refers to the accompanying drawings, which illustrate example embodiments by way of illustration. While these example embodiments have been described in sufficient detail to enable those skilled in the art to practice the disclosure, it is to be understood that other embodiments can be implemented and that logical and mechanical modifications can be made without departing from the spirit and scope of the disclosure. Make changes on . Accordingly, the detailed description given herein is for the purpose of illustration only and not limitation. For example, steps recited in any method or process description may be performed in any order and are not limited to the order shown. Additionally, any functions or steps may be outsourced to or performed by one or more third parties. Furthermore,...

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PUM

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Abstract

The systems may include receiving a device identifier to create a received device identifier, the received device identifier being associated with a personal POS terminal on a device associated with aconsumer; matching a stored device identifier with the received device identifier; activating the personal POS terminal on the device associated with the stored device identifier; and/or receiving apayment token associated with a transaction account associated with the consumer for a transaction.

Description

[0001] Cross References to Related Applications [0002] This application claims priority to US Patent Application Serial No. 15 / 365,598, filed November 30, 2016, entitled "Mobile Payment System," the contents of which are hereby incorporated by reference in their entirety. technical field [0003] The present disclosure generally relates to systems and methods for mobile payment systems. Background technique [0004] Consumers conducting transactions with merchants, whether online or in person, may be required to provide their transaction account information associated with their transaction account. Traditionally, during an in-person transaction (i.e., the consumer is at the actual merchant location), payment can be made via an electronic wallet that includes a virtual payment instrument or via a point-of-sale (POS) at a physical (physical, physical) merchant location. ) The physical payment tool for terminal interaction provides transaction account information to merchan...

Claims

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Application Information

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IPC IPC(8): G06Q20/20H04L9/00H04W12/00
CPCG06Q20/20G06Q20/202G06Q20/204G06Q20/36
Inventor 刘红凯沙夫·纳西普尔
Owner AMERICAN EXPRESS TRAVEL RELATED SERVICES CO INC
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