Online operation method, system and platform for mortgage of goods
A technology of goods and platforms, applied in the field of blockchain applications, can solve the problems such as the inability to truly exert the monetary value of pawns, the lack of outlets and transaction volume, and the difficulty in developing business quickly, so as to expand business, solve financing difficulties, and increase liquidity. Effect
Inactive Publication Date: 2019-11-05
衡水海博云科技有限公司
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Problems solved by technology
[0003] However, since pawnshops are generally operated independently, pawnshops are limited by the lack of outlets and transaction volume, so it is difficult to quickly develop business, so generally speaking, pawn assets are assets that lack liquidity and cannot really use the money of pawns. value
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[0015] Such as figure 1 As shown, the online operation method of this kind of pawn mortgage includes the following links:
[0016] (1) In the issuance process, when the pawnbroker pawns the collateral, the stable currency equivalent to the pawn is issued and locked. Based on the pawn loan, the equity token in the blockchain is issued to the outside world. The undertaker purchases the equity token and enters the cash into the platform , the corresponding cash unlocks the equivalent stable currency;
[0017] (2) In the redemption link, the seller redeems the items with stablecoins equivalent to the pawn principal and interest, activates the dividend distribution mechanism of equity tokens, and then destroys the corresponding stablecoins and equity tokens.
[0018] In the present invention, when the person mortgages the item, the platform generates a stable currency equivalent to the pawn and locks the warehouse, generates an equivalent equity token, and sells it externally, and...
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The invention discloses an online operation method, system and platform for article mortgage, which can convert mortgage objects into securities which can be freely purchased and sold in the financialmarket, greatly increase the mobility of the mortgage objects, fully exert the money value of the mortgage objects, solve the problem of difficult financing in the mortgage industry, quickly accumulate capital amount and further expand business. The method comprises the following steps: (1) in an issuing link, issuing a stable coin equivalent to cash and locking a bin when a person mortgages securities, and externally issuing a stock right token in a block chain based on typical loans, purchasing the stock right token by an acceptor, inputting cash to the platform and the corresponding cash unlocking equivalent stable coin; and (2) in a redemption link, when a person redeems an article by using the stable currency equivalent to the capital interest, starting a bonus sharing mechanism of the stock right token, and then destroying the corresponding stable currency and the stock right token.
Description
technical field [0001] The present invention relates to the technical field of blockchain applications, and in particular to an online operation method for pawning items, an online operation system for pawning items and a corresponding platform, which mainly solves the problem of building an ecosystem for pawning items through an incentive mechanism. Background technique [0002] The pawn industry is one of the oldest industries of human beings. It can be called the originator of the modern financial industry and the predecessor of the mortgage bank. China is one of the first countries in the world where pawn activities appeared and pawn industry was formed. According to textual research, China's pawn industry sprouted in the Eastern and Western Han Dynasties, started in the Changsheng Treasury of Buddhist temples in the Southern Dynasties, became popular in the market in the Tang and Five Dynasties, established in the Southern and Northern Song Dynasties, flourished in the ...
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IPC IPC(8): G06Q40/02G06Q30/08G06Q40/04G06Q20/38
CPCG06Q20/382G06Q30/08G06Q40/02G06Q40/04
Inventor 鲍文彬周伟王晓光
Owner 衡水海博云科技有限公司