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Certificate verification method and device

A certificate and authenticity verification technology, which is applied to computer parts, instruments, character and pattern recognition, etc., can solve the problems of restricting the borrower's consumption, not being very high, and obstacles

Active Publication Date: 2020-02-14
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the improvement of people's consumption concept, more and more people are willing to accept early consumption. Therefore, various banks have launched credit card business based on the trend, and various micro-loan platforms have also been derived one after another. However, credit cards and micro-loans are mainly for personal loans. The amount of the first loan will not be very high to prevent the borrower from being unable to repay, which will greatly limit the consumption of the borrower, and the limit of the loan amount will be a big obstacle when the money is urgently needed
[0003] At present, based on the above situation, banks or micro-loan platforms provide amount withdrawal activities for some users who can prove their assets. When users can use their own other documents to prove their repayment ability, they provide convenience for these users. However, some Banks, especially micro-loan platforms, cannot be associated with the national security system. At this time, banks or micro-loan platforms need to have the ability to verify the credentials uploaded by users, so as to avoid the loss of their own economic interests and bring benefits to users. experience, so there is an urgent need for a method with a higher ability to verify the authenticity of documents

Method used

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Embodiment Construction

[0094] In the following description, numerous specific details are set forth in order to provide a thorough understanding of the specification. However, this specification can be implemented in many other ways different from those described here, and those skilled in the art can make similar extensions without violating the connotation of this specification, so this specification is not limited by the specific implementations disclosed below.

[0095] Terms used in one or more embodiments of this specification are for the purpose of describing specific embodiments only, and are not intended to limit one or more embodiments of this specification. As used in one or more embodiments of this specification and the appended claims, the singular forms "a", "the", and "the" are also intended to include the plural forms unless the context clearly dictates otherwise. It should also be understood that the term "and / or" used in one or more embodiments of the present specification refers t...

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Abstract

The embodiment of the invention provides a certificate verification method and device. The method comprises the following steps: receiving a verification instruction of a certificate, and triggering acertificate collection process based on the verification instruction; acquiring an image of the certificate based on an online collection mode so as to execute the certificate collection process; inputting the image of the certificate into a pre-trained image classification model to obtain a classification result of the image of the certificate output by the image classification model; under thecondition that the classification result meets a preset condition, identifying user attribute information in the image of the certificate based on a preset image recognition method; and comparing theuser attribute information with registered user attribute information corresponding to a user identifier carried in the verification instruction to determine the similarity between the user attributeinformation and the registered user attribute information, and verifying the certificate based on the similarity.

Description

technical field [0001] The embodiments of this specification relate to the technical field of certificate verification, and in particular to a method for verifying certificates. One or more embodiments of this specification also relate to a certificate verification device, a computing device, and a computer-readable storage medium. Background technique [0002] With the improvement of people's consumption concept, more and more people are willing to accept early consumption. Therefore, various banks have launched credit card business based on the trend, and various micro-loan platforms have also been derived one after another. However, credit cards and micro-loans are mainly for personal loans. The amount of the first loan will not be very high to prevent the borrower from being unable to repay, which greatly limits the consumption of the borrower, and the limit of the loan amount will be a big obstacle when money is urgently needed. [0003] At present, based on the above ...

Claims

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Application Information

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IPC IPC(8): G06K9/00G06K9/62G06Q40/02
CPCG06V30/412G06Q40/03G06F18/24G06F18/214
Inventor 王峰伟
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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