Service factoring management method and system

Abstract

The invention discloses a service factoring management method. The method comprises the steps of receiving financing information input by a user, generating a financing application form according to the financing information and the financing application form template, checking financing information contained in the financing application form; error-free check, sending request information of the user electronic signature to a corresponding user terminal, the user performs user electronic signature on the financing application form according to the request information; obtaining an initial financing application form; receiving a returned initial financing application form, carrying out factoring agent electronic signature on the preliminary signing financing application form; obtaining a signed financing application form; online electronic signature is realized; according to the technical scheme, the signature efficiency is greatly improved, the signature cost is saved, the problems that in the prior art, in the file signature process of commercial factoring, paper stamping parts are adopted for transferring and stamping among all parties, the transferring efficiency is low, the cost is high, and the safety is low are solved, and in addition, the invention further provides a commercial factoring management system, terminal equipment and a storage medium.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a commercial factoring management method and system. Background technique [0002] Commercial factoring is a set of financial solutions based on factoring contracts signed between factoring companies and suppliers, including financing, credit risk management, accounts receivable management and collection services. According to the factoring contract, the factoring agent accepts the supplier's accounts receivable and pays on behalf of the buyer. If the buyer fails to pay, the factor pays the supplier. [0003] With the rise of domestic commercial factoring, the financing threshold of small and medium-sized enterprises has been lowered from the business model. Commercial factoring is also known as one of the best financing and risk transfer channels for small and medium-sized enterprises in the rapid development stage. Difficulty, high cost, lack of professional managem...

AI Technical Summary

Problems solved by technology

[0005] In view of this, the present invention provides a commercial factoring management method and system, which are used to solve the problem of using paper seals to transfer and seal between parties in the process of signing documents for commercial factoring in the prior art. Problems of low transmission efficiency, high cost, and low security

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