Electronic account, management method and establishment method
A technology of electronic accounts and management methods, applied in data processing applications, instruments, payment systems, etc., can solve problems such as management of difficult funds at different latitudes, and achieve the effect of convenient query management
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Embodiment 1
[0024] In traditional accounts, for multiple sub-projects in a large project, it may include multiple dimensions such as the purpose of funds, transfer in and out, quota control, and payment scope. When managing, it is necessary to establish a separate account for each sub-project. However, the correlation between multiple sub-projects is not strong, and the "use of funds, transfer in and out, quota control, payment scope" and other aspects in multiple sub-projects are different. are independent of each other. In this way, if you want to query or manage according to one of the dimensions, you need to access the accounts of multiple sub-projects separately, and the whole process is more complicated. For example, project A includes business a and business b. In order to manage the accounts of business a and business b separately, the traditional method will establish two accounts to record the capital flow of business a and business b respectively. This method can completely sep...
Embodiment 2
[0036] An embodiment of the present invention provides an electronic account management method, the electronic account contains at least one attribute tag, and the attribute tag is used to identify the business attribute of the electronic account, such as figure 1As shown, electronic account management methods include:
[0037] Step S110: Acquire business requirements. In a specific embodiment, the business requirement may be an outbound transfer request issued by the user. At this time, the business requirement includes the receiving account, the transferred funds, and the purpose of the funds.
[0038] Step S120: Determine whether the business requirement matches the attribute tag of the electronic account.
[0039] If the business requirement matches the attribute tag of the electronic account, execute the business requirement. For example, if the business requirement is "transfer 100,000 yuan to account X, and the funds are used for business a", if the electronic account ...
Embodiment 3
[0050] An embodiment of the present invention provides a method for establishing an electronic account, such as figure 2 shown, including:
[0051] Step S210: Obtain user information. In a specific embodiment, the user information includes user ID card information, phone number and so on.
[0052] Step S220: Establish a basic electronic account according to user information.
[0053] Step S230: Obtain user requirements;
[0054] Step S240: Form at least one attribute label according to user requirements. For details of the attribute label, please refer to the description of the attribute label in Embodiment 1 above.
[0055] Step S250: Establish an electronic account according to the attribute tag and the basic electronic account.
[0056] The method for establishing an electronic account provided by the present invention first establishes a basic electronic account based on user information, then forms at least one attribute tag according to user needs, and finally estab...
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