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Electric charge recharging method and device based on mobile banking

A technology of mobile banking and recharge method, which is applied in the field of mobile applications and can solve problems such as inability to recharge electricity bills

Pending Publication Date: 2020-08-25
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] An embodiment of the present invention provides a method for recharging electricity charges based on mobile banking to solve the technical problem that the existing mobile banking only supports manual recharging of electricity charges and cannot automatically recharge the electricity charges before the electricity charges are exhausted, resulting in the method including : Collect the historical electricity consumption data of mobile phone users; predict the electricity charge recharge data of mobile phone users according to the historical electricity consumption data of mobile phone users; call the electricity charge recharge smart contract on the blockchain network according to the electricity charge recharge data of mobile phone users, Perform electricity recharge business on the mobile banking application
[0006] The embodiment of the present invention also provides a mobile phone bank-based electricity charge recharge device to solve the technical problem that the existing mobile bank only supports manual electricity charge recharge and cannot automatically recharge the electricity charge before the electricity charge is exhausted. The device includes : The historical power consumption data acquisition module is used to collect the historical power consumption data of mobile phone users; the electricity charge recharge data prediction module is used to predict the electricity charge recharge data of mobile phone users according to the historical power consumption data of mobile phone users; the electricity charge recharge module is used for According to the electricity charge recharge data of the mobile phone user, call the electricity charge recharge smart contract on the blockchain network, and execute the electricity charge recharge business on the mobile phone bank application program of the mobile phone user
[0007] The embodiment of the present invention also provides a computer device, which is used to solve the technical problem that the existing mobile banking only supports manual recharging of electricity bills and cannot automatically recharge the electricity bills before the electricity bills run out. The computer device includes a memory, a processor and a computer program that is stored on the memory and can run on the processor, and when the processor executes the computer program, the above method for recharging electricity charges based on mobile banking is realized

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  • Electric charge recharging method and device based on mobile banking
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  • Electric charge recharging method and device based on mobile banking

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Embodiment Construction

[0015] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0016] In the description of this specification, the words "comprising", "comprising", "having", "containing" and so on are all open terms, meaning including but not limited to. A description referring to the terms "one embodiment," "a particular embodiment," "some embodiments," "for example," etc., means that a particular feature, structure, or characteristic described in connection with the embodiment or example is included in at least one of the present application. Examples or examples. In this specification, schematic representations of the above terms do not ne...

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Abstract

The invention discloses an electric charge recharging method and device based on a mobile banking. The method comprises the following steps: acquiring historical power utilization data of a mobile phone user; predicting electric charge recharging data of the mobile phone user according to the historical power consumption data of the mobile phone user; and according to the electric charge recharging data of the mobile phone user, calling an electric charge recharging smart contract on the blockchain network, and executing an electric charge recharging service on a mobile phone bank applicationprogram of the mobile phone user. According to the invention, the purpose of automatically recharging the electric charge on the mobile banking application program can be achieved, and the situation that the life or work of a user is influenced by power failure caused by insufficient electric charge is avoided.

Description

technical field [0001] The invention relates to the field of mobile applications, in particular to a method and device for recharging electricity charges based on mobile banking. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] With the rapid development of communications and the Internet, various business functions on mobile banking are constantly being updated and improved. At present, most mobile banks can support inquiry, transfer, remittance, bill payment, wealth management, payment, online shopping, and other business functions. [0004] Electricity bill payment is a very necessary payment item in mobile banking life bill payment items. However, in the existing mobile banking, only manual bill payment is supported. Usually, users only think of paying bills when they fin...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/08G06Q20/28G06Q20/32
CPCG06Q20/108G06Q20/085G06Q20/28G06Q20/325
Inventor 朱江波朱振勇刘真真马克师鹏超张盛素李琦高鹏张自鹏赵阳
Owner BANK OF CHINA