Account checking method and device

Abstract

The invention provides an account checking method and device. The account checking method comprises the steps of according to a target account checking demand, determining a source node and a destination node corresponding to the target account checking demand in a business system accounting association graph from the pre-constructed business system accounting association graph containing all business systems, wherein the source node and the destination node are used for recording accounting flow of the business systems; constructing an account checking demand sub-graph according to the positions of the source node and the destination node in the accounting association graph of the business system and the account checking relationship between the nodes included in the positions; and according to the account flow recorded by each node in the account checking demand sub-graph, starting from the source node and according to an account checking relationship between adjacent nodes in the account checking demand sub-graph, performing account checking on the account flow recorded by the adjacent nodes until the account flow reaches the destination node, and obtaining an account checking result. The account checking efficiency can be effectively improved.

Description

technical field [0001] The present invention relates to the field of financial technology, in particular to an account reconciliation method and device. Background technique [0002] Banks and other financial institutions need to reconcile the daily account flow of each business system. With the development of business, financial institutions have more and more business systems, and the account flow relationship (reconciliation relationship) between various business systems ) is also becoming more and more complex. Therefore, how to ensure the correctness of the account flow reconciliation within the business system and between business systems has become an increasingly difficult problem. [0003] At present, when financial institutions perform account reconciliation, they generally conduct account reconciliation for each business system independently, that is, perform account reconciliation for two directly related business systems. However, in the actual business system ...

AI Technical Summary

Problems solved by technology

However, in the actual business system application scenario, even for each business system in the same financial institution or each account flow under the same business system, the data record format of the account flow may be different, and there are various reconciliation methods. The strategic reconciliation method makes it necessary to convert different formats when performing account reconciliation, making the reconciliation efficiency low, especially when reconciliation errors occur, it is necessary to repeatedly check the reconciliation methods of both parties to further reduce In order to improve the efficiency of reconciliation; moreover, in practical applications, there are complex correlations between business systems. A business system may not only be associated with its associated business system, but also have other business systems associated with the associated business system. Implicit association relationship, therefore, this method of reconciliation, for the reconciliation of interrelated business systems, can only realize the reconciliation of the account flow in the two directly related business systems, and cannot realize the reconciliation of the account flow in the associated business system. Reconciliation in all business systems

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