This invention discloses a multi-category
virtual goods intelligent distribution and
risk control settlement
system and method, relating to the field of
virtual goods distribution technology. The
system includes a product aggregation access module, a
channel management module, a
risk control engine module, an
order processing module, an intelligent revenue sharing and settlement module, a data storage module, and a
visualization management module. The method includes steps such as channel onboarding, order receiving,
risk control verification, order distribution, automatic revenue sharing, settlement
payment, and log storage. This invention solves the technical problems of existing technologies, such as scattered multi-category integration, slow reconciliation, weak risk control, and easy settlement errors. It achieves aggregated distribution of phone credit / benefits / fuel cards, real-time risk control, and automatic revenue sharing and settlement, improving efficiency, reducing errors, and ensuring fund security. It is applicable to the field of
virtual goods distribution platform technology.