The invention discloses a
transaction data processing method which can realize
receipt of money on the same day, in order to solve the
problem of time delay in the current accounting entry
processing procedure. The embodiment of the invention adopts the
transaction processing procedure of 'online account
verification and batch deposit', the procedure of account
verification is added before the counter
service personnel (or a self-help terminal) receive the money, and the money can only be accepted before the account
verification is successful; then, the deposit transaction is launched to the background in a manner of
batch file on the same day, an intermediate
processing system forwards the deposit transaction to the background
system after making validity examination, therefore,
delay of accounting entry caused by communication failure or format error in the online environment can be avoided. When communication failure happens on the same day, the files can be transmitted again; when format error of the files happens, transmission can be carried out again after modification, so as to ensure that the money received on the same day can be deposited into the account of the specified
bank card. More over, the procedure is simple by transmitting the deposit in the batch manner, thereby avoiding various abnormal circumstances possibly happening during the online process.