The invention relates to a real estate mortgage
system, and belongs to the technical field of
information management. Through information interaction between the real estate
server and the real estate bureau as well as the credit
management system, contract information is obtained, a contract file is formed after the contract information is perfected and supplemented, the contract file is sent to the credit
management system for seal use, and the real estate
server downloads the seal-used contract file and sends the seal-used contract file to a user side light program; checking the contract file online through a user side light program and performing
electronic signature; in addition, the real estate
server calls a signature
verification service to carry out
digital signature, sends a contract file with a
digital signature to a real estate bureau for auditing, and sends an electronic auditing
certificate to the credit
management system after the auditing is passed. Therefore, the whole mortgage process is carried on line, the operation process of a customer manager is simplified, the investment of resources such as manpower, financial resources and
material resources is greatly reduced, and the working efficiency of the mortgage process is improved on the whole.