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Mobile network operator authentication protocol

A mobile network and operator technology, applied in data processing applications, instruments, calculations, etc., can solve the problem of no electronic debit card or credit card

Active Publication Date: 2020-12-25
VISA INT SERVICE ASSOC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In another example, a person may wish to purchase an item, but may not have an electronic debit or credit card to purchase the item

Method used

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  • Mobile network operator authentication protocol
  • Mobile network operator authentication protocol
  • Mobile network operator authentication protocol

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Embodiment Construction

[0016] Before discussing the embodiments of the present invention, a further description of some terms may be helpful in understanding the embodiments of the present invention.

[0017] A "Virtual Access Credential" may be a credential with a limited lifetime or a limited number of uses. As described further below, a virtual access credential may have the form or attributes of a credential or payment credential, token or payment token. Virtual access credentials can be used to obtain resources such as goods, services, location and security data. Virtual access credentials may also be in any suitable form, including letters or numbers (eg, 16-digit numbers).

[0018] A "credential" may be any suitable information that serves as reliable evidence of value, title, identity, or authority. Credentials can be a string of numbers, letters, or any other suitable characters, and any object or document that can be used as a confirmation. Examples of credentials include value credenti...

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PUM

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Abstract

A method is disclosed and includes receiving, by a server computer, a virtual access credential request for an interaction conducted between a resource provider computer and a communication device operated by a user and associated with a mobile network operator computer system. The method also includes transmitting, by the server computer, the virtual access credential request to an authorizing entity computer, receiving, by the server computer, a virtual access credential from the authorizing entity computer, and transmitting, by the server computer, the virtual access credential to the communication device or the resource provider computer.

Description

[0001] Related Application Cross Reference [0002] This application claims the benefit of U.S. Provisional Application No. 62 / 671,325, filed May 14, 2018, which is hereby incorporated by reference in its entirety for all purposes. Background technique [0003] There are many situations where a user may not have the proper credentials but may wish to be able to access a resource. In one example, a person may wish to enter a building, but may not have the proper badge or key card for building access. In another example, a person may wish to purchase an item, but may not have an electronic debit or credit card to purchase the item. You want to provide users with access to resources for which they do not have access credentials. [0004] Embodiments of the present invention address the above-referenced problems and others, individually and collectively. Contents of the invention [0005] Embodiments of the present disclosure relate to methods and systems for providing authen...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06H04L29/08
CPCH04L63/0807H04L63/0853H04L63/083H04L9/40H04L63/0823H04L63/102H04W12/084G06Q20/16G06Q20/325G06Q20/401G06Q20/385G06Q20/3223G06Q20/102G06Q20/4015
Inventor O·威廉姆斯
Owner VISA INT SERVICE ASSOC