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Financial clearing and settlement system

A distribution system and sorting technology, applied in the field of financial settlement system, can solve problems such as poor ability of different schemes, low work efficiency, cumbersome operation of the settlement system, etc.

Pending Publication Date: 2021-02-19
佰年颐堂医疗科技股份有限公司
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  • Abstract
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a financial clearing and settlement system, which is used to solve the problem of low work efficiency caused by the cumbersome operation of the traditional settlement system and poor ability to adapt to different schemes

Method used

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  • Financial clearing and settlement system
  • Financial clearing and settlement system

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Embodiment

[0032] like figure 1 As shown, a financial clearing and settlement system consists of five parts: account subsystem, clearing subsystem, settlement subsystem, report subsystem, and business distribution system.

[0033] The account subsystem establishes a set of separate accounts according to accounting rules, records the account flow and balance, provides accounting, and provides basic data for business reconciliation.

[0034] The clearing sub-system is a system that realizes system bookkeeping. The clearing sub-system splits each order payment according to the platform's profit distribution rules, and records the payments into the accounts of relevant stakeholders to complete the distribution of benefits.

[0035] The settlement subsystem is to summarize the accounts recorded by the clearing subsystem in a certain period, and complete the actions of adding and subtracting currency to the account according to the result of the summary.

[0036] The reporting subsystem is us...

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Abstract

The invention relates to the field of financial settlement systems, and particularly discloses a financial clearing and settlement system, which comprises an account subsystem, a clearing subsystem, asettlement subsystem, a report subsystem, a service distribution system and a terminal management system, the account subsystem is used for providing basic data of accounting and business reconciliation; the clearing subsystem is used for completing benefit distribution according to a platform benefit distribution rule; the settlement subsystem is used for completing money adding and money reducing actions of the account; the statement subsystem is used for checking bills and generating financial statements; the service distribution system is used for completing abstract modeling of servicesand service parties, and the modeling comprises five data models, namely a service type module, a service parameter module, a service role module, a service distribution proportion module and a service distribution scheme module. According to the invention, the problems of tedious operation, poor adaptability to different schemes and low working efficiency of a traditional settlement system are solved.

Description

technical field [0001] The present disclosure relates to the field of financial settlement systems, in particular to a financial clearing and settlement system. Background technique [0002] In the context of the vigorous development of the global economy, innovations in the financial sector are advancing with the times, and new financial management tools have greatly promoted the changes in financial management concepts and methods. With the emergence and development of Internet finance, people's online investment and financing needs are increasing. It is becoming more and more intense. On the one hand, the way of financial management has developed from the previous savings and financial management to a diversified and professional direction. It is mainly based on online marketing, using big data and other technologies to analyze and quantify users, accurately locate user needs and preferences, and increase information technology. Integration with business. [0003] In the...

Claims

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Application Information

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IPC IPC(8): G06Q40/00
CPCG06Q40/125
Inventor 李鹏浩胡乐成
Owner 佰年颐堂医疗科技股份有限公司
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