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Campus student consumption governance system and method based on block chain technology

A technology of blockchain and technology, applied in the field of blockchain, can solve problems such as large social conflicts, lack of good supervision and governance, and high costs, and achieve the effect of preventing corruption and avoiding human intervention and cheating

Inactive Publication Date: 2021-03-16
XIAN INT STUDIES UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, in addition to the consumption funds provided by the family, most of them rely on credit cards and high-value loans for consumption, such as campus loans, usury loans, and many irregular p2p platforms with high fees, large social conflicts, and prominent problems.
At present, the vast majority of ordinary college students come from economically underdeveloped regions, but the consumption concept of college students is not perfect, such as loan consumption, fashion consumption and other prominent problems, there is no good supervision, governance and guidance platform

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0026] The present invention proposes a system and method for campus student consumption management based on block chain technology, including applicants, reviewers and alliance organizers; applicants, reviewers, and alliance organizers conduct information interaction through the block chain network; The block chain network includes a client, a consensus system, and an ordering system; in this embodiment, the applicant is a student, the reviewer is a school review institution, the alliance organizer is a distributed network group, and the member nodes of the group include School supervision departments, student unions, foundations, social welfare organizations, enterprises and public welfare organizations of the same type. Among them, the review of member nodes is established by the promoters. Initially, it is the school supervision department, which is also the main supervision node. Later, student unions, foundations, social welfare organizations, enterprises and public welfa...

Embodiment 2

[0035] On the basis of Example 1, it also includes a loan repayment system established in the blockchain network. The applicant repays to the repayment ID by himself; the applicant can repay the loan at any time within 3 years, and those who pay off the loan during school can recycle Application and repayment information are stored on the blockchain through the order system; if the loan has not been repaid after 3 years of graduation, it will be processed. The repayment period of this system is 3 years, and students are encouraged to actively participate in repayment and donation activities after graduation if they have the ability.

Embodiment 3

[0037] On the basis of Embodiment 2, it also includes a credit evaluation system established in the blockchain network, that is, the personal behavior of the applicant, past excellence and bad deeds; academic performance; A comprehensive assessment will be carried out for the purpose; the reviewer will review whether it is approved; if it is not approved, the direct reason for the disapproval will be given in the form of a return receipt. After passing the credit evaluation system, a loan will be given to the applicant for consumption. There will be no restrictions on consumption to ensure the enthusiasm of the applicant to use the system.

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PUM

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Abstract

The invention relates to the technical field of block chains, in particular to a campus student consumption management system based on a block chain technology. The invention discloses a campus student consumption governance system and method based on a block chain technology. The system is characterized by comprising an applicant, an auditor and an alliance organizer, wherein the applicant, the auditor and the alliance organizer perform information interaction through the blockchain network; and a blockchain network comprises a client, a consensus system and a disk falling system. The invention aims to provide a public and transparent consumption loan platform capable of guaranteeing personal privacy for students, and the private information of the students is encrypted through smart contracts in the application and audit processes, so that the repsect of students are protected and the authenticity of the whole audit process is avoided as much as possible; therefore, the system is faraway from the current bad platforms such as campus loan and the like, and students have a better living and learning platform. In addition, the system avoids human intervention cheating and preventscorruption of the alliance organizer.

Description

technical field [0001] The present invention relates to the field of block chain technology, in particular to a system for campus student consumption management based on block chain technology. Background technique [0002] At present, the daily consumption problems of campus students are relatively prominent, such as the quality of life consumption of poor students, and campus loans. This method and system can be effectively improved and supported. At present, except for the consumption funds provided by the family, most of them rely on credit cards and high-value loans for consumption, such as campus loans, usury loans, and many irregular p2p platforms with high fees, large social conflicts, and prominent problems. At present, the vast majority of ordinary college students come from economically underdeveloped regions, but the consumption concept of college students is not perfect, such as loan consumption, fashion consumption and other prominent problems, and there is no ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q20/40G06Q40/02G06F21/60
CPCG06Q10/103G06Q20/4016G06F21/602G06Q40/03
Inventor 臧玑珣张锦原
Owner XIAN INT STUDIES UNIV
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