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Fund payment method and device, equipment, medium and program product

A technology of fund payment and non-payment, applied in the field of information security, can solve problems such as user property loss, and achieve the effect of improving security

Pending Publication Date: 2021-11-26
工银科技有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In related technologies, the approval system can directly operate the bank account for payment. If there is a risk in the approval system, it may cause the user's property loss

Method used

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  • Fund payment method and device, equipment, medium and program product
  • Fund payment method and device, equipment, medium and program product
  • Fund payment method and device, equipment, medium and program product

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Embodiment Construction

[0038] Hereinafter, embodiments of the present disclosure will be described with reference to the drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0039] The terminology used herein is for the purpose of describing particular embodiments only, and is not intended to be limiting of the present disclosure. The terms "comprising", "comprising" and the like used herein indicate the presence of stated fe...

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PUM

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Abstract

The invention provides a fund payment method and device which are applied to an online banking end, equipment, a medium and a program product, belonging to the field of information security or finance and the like. The fund payment method comprises the steps that an approval instruction is obtained from a bank end, wherein the approval instruction comprises an instruction generated by an approval end based on a fund payment application passing approval; first payment information is obtained based on the approval instruction, wherein the first payment information comprises fund payment content in the fund payment application; and a payment instruction is sent to the bank end based on the first payment information, so the bank end performs fund payment based on the payment instruction. The invention further provides the fund payment method and device applied to the approval end and the bank end, the equipment, the medium and the program product.

Description

technical field [0001] The present disclosure relates to the information security field or the financial field, and more specifically, to a fund payment method, device, equipment, medium, and program product. Background technique [0002] Whether it is an individual or an institution, capital is an essential factor in running a business. Therefore, usually when a sum of funds needs to be used, it will go through a certain approval process, and it can be officially used only after the approval is passed. For example, first, the approved party submits a fund payment application in the approval system. Next, the approver approves the fund payment application. Finally, if the fund payment application is approved, the approval system will directly transfer funds from the relevant bank account for payment. [0003] In related technologies, the approval system can directly operate the bank account for payment, and if there is a risk in the approval system, it may cause property ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q10/10G06Q40/02
CPCG06Q10/103G06Q10/0635G06Q40/02
Inventor 王一村陈建华杨硕
Owner 工银科技有限公司