The invention discloses an intelligent traffic monitoring method for a mobile phone, comprising a mobile phone traffic counting service procedure, a mobile phone traffic counting service procedure, a mobile phone traffic information storage procedure, a mobile phone traffic information charging service procedure and a mobile phone traffic cost display procedure; in the mobile phone traffic counting service procedure, the data traffic of the mobile phone needing to be monitored is counted; in the mobile phone traffic information analysis procedure, mobile phone receiving traffic is analyzed, and a monitored object management list is created; in the mobile phone traffic information storage procedure, mobile phone traffic data analyzed by the mobile phone traffic information analysis procedure is stored; in the mobile phone traffic information charging service procedure, the data stored by the mobile phone traffic information storage procedure is calculated; in the mobile phone traffic cost display procedure, the calculated mobile phone traffic cost is displayed, and final data is automatically generated in a corresponding management list. The method is easy to operate, convenient to use and high in safety.