The application discloses a kind of
bank merchant customer group-based digital operation method, by constructing unified data middle
station, using dynamic
label system and multi-dimensional weighted matching
algorithm, realize from customer group screening, product
adaptation, intelligent touch to the
closed loop of effect attribution.It includes: based on the automatic trajectory tracking mechanism of life cycle stage, cross-channel reach conflict detection filtering model, and the operating state
evaluation algorithm of fusion financial assets and collection behavior.The present application aims to realize customer
operation mode systematization, operation direction
digitization, customer value quantification and implementation tool intelligentization through digital technology, and solve the problems of insufficient maintenance personnel, customer fine classification difficulty, channel reach overall difficulty and delayed effectiveness feedback in existing
bank merchant operation.The method significantly improves the precision and compliance of merchant operation.