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Method for electronic transaction by mobile messaging

A transaction method and transaction technology, applied in data processing applications, complete banking systems, complete banking systems, etc.

Inactive Publication Date: 2008-02-06
夏尔蒂伊
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The general problems posed by electronic transactions are: ensuring the security of such transactions and accurately identifying those who may benefit from the transaction
However, there is no known method of using a user identifier consisting of all or part of a user's mobile phone number for secure transactions

Method used

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  • Method for electronic transaction by mobile messaging
  • Method for electronic transaction by mobile messaging

Examples

Experimental program
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Embodiment Construction

[0023] According to the present invention as shown in FIG. 1 , a user 1 wishing to use the transaction service of the present invention is registered to an identification platform 2 .

[0024] Those skilled in the art will understand that, according to the present invention, the platform may include one or more servers for forming stages of receiving and sending different requests.

[0025] According to a first advantageous embodiment, the registration is performed by SMS or by any other means of communication. The platform actually corresponds to a specific phone number. Therefore, the customer sends a message to the platform by SMS or any other means of communication, at the same time specifying at least his mobile phone number and his consent to the provision of the service in the message he sends. According to the application of the invention, this consent may correspond, for example, to a de facto consent to receive a certain number of advertising messages, or to consent...

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PUM

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Abstract

The invention concerns a transaction method for the transaction towards a user by means of at least one identification platform comprising: (i) a registering step which consists: for the user, in registering (10) at said platform, said registration including at least providing the telephone number of said user; storing, at said identification platform, at least one electronic token associated with said telephone number, as well as a transaction identifier associated with a transaction and with said electronic token; (ii) a step of collecting a collection identifier; generating (100) said transaction in case of conformity between said collection identifier and said electronic token.

Description

technical field [0001] The invention relates to the field of electronic transactions. [0002] In particular, the present invention relates to electronic transaction processes utilizing a user's telephone address. This approach is especially useful for push-style service offerings. Background technique [0003] Current French regulations do not allow the use of user addresses for commercial purposes without the user's express authorization. If the user gives his authorization, it is possible to use these addresses for promotional or commercial type transactions. [0004] Furthermore, it should be noted that, with the development of mobile phones in France as well as throughout the world, a user's mobile phone number constitutes, so to speak, a unique identifier for that user. [0005] The general problems posed by electronic transactions are that of securing such transactions and accurately identifying those who may benefit from such transactions. To ensure this security...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q20/00G06Q30/00
CPCG06Q20/02G06Q30/02G06Q20/425G06Q20/18G06Q20/3255G06Q20/322G06Q20/32
Inventor 夏尔·蒂伊
Owner 夏尔蒂伊