System and method for implementing signed jointly commerce card

Abstract

The invention discloses a system realizing the joint business card, including: a system host computer (1) for running and processing the bank transaction system; an external finance network (5) connecting the system host computer (1) and the transaction terminal (6); a transaction terminal (6) for reading the information recorded on the bank card (7) and realizing the alternation with the system host computer (1); and a bank card (7). The invention also discloses a method for realizing the joint business card. The invention makes the corporation obtain the integral or discount, realizes the corporation consumption credit line hierarchical management, also realizes the control on the consumption direction.

Description

technical field [0001] The invention relates to the technical field of credit cards, in particular to a system and method for realizing joint business cards. Background technique [0002] As a modern payment tool, the credit card has been accepted by people rapidly since its appearance because of its fast and convenient payment mode and its feature of allowing overdraft. [0003] At present, there have been cases where banks and enterprises jointly issue cards, which are called co-branded cards, but the current co-branded cards are generally used by individual customers, that is, a co-branded card issued by a bank and an enterprise such as an airline company. The co-branded card contains bank and According to the data of airlines, customers can earn mileage points when they buy air tickets or make other consumptions after using this co-branded card. [0004] However, there is currently no co-branded card for companies to use, that is, a co-branded business card. The co-bran...

AI Technical Summary

Problems solved by technology

[0004] However, there is currently no co-branded card for companies to use, that is, a co-branded business card. The co-branded business card is jointly issued by the bank and the merchant for use by corporate customers. For example, the bank and the oil company jointly issue the card for use by the corporate fleet

[0005] Co-branded cards can generally provide customers with targeted points and discounts. At present, companies can only use ordinary co-branded cards when they want to use co-branded cards. This kind of co-branded card cannot realize the hierarchical management of corporate consumption credit lines, and cannot control the direction of consumption. and other business management functions

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