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A mobile payment method and system

A mobile payment and payment information technology, applied in the field of communication, can solve problems such as potential safety hazards and affecting user experience, and achieve the effects of improving security, enhancing friendliness, and improving user experience

Active Publication Date: 2018-07-17
NATIONZ TECH INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In the existing technology, there are certain hidden dangers in the mobile payment process, and usually the payment device (such as a mobile terminal) is not the transaction center, which also affects the user experience

Method used

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  • A mobile payment method and system
  • A mobile payment method and system
  • A mobile payment method and system

Examples

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Embodiment Construction

[0032] The main idea of ​​the present invention is: take the payment device (such as a mobile terminal) as the center of the mobile payment transaction, so that the user can terminate or continue the payment process at any step of the mobile payment transaction through the payment device such as the mobile terminal. Taking the payment device as the transaction center in the mobile payment process can effectively reduce the unsafe factors of the transaction, thereby improving the security of the payment transaction.

[0033] The principles and features of the present invention will be described below in conjunction with the accompanying drawings and embodiments, and the examples given are only used to explain the present invention, and are not intended to limit the scope of the present invention.

[0034] figure 1 It is a flow chart of the mobile payment method in the embodiment of the present invention. like figure 1 As shown, in this embodiment, the mobile payment method in...

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Abstract

The present invention relates to a mobile payment method and system, wherein the mobile payment method includes: generating a transaction payment information message; acquiring the transaction payment information message; judging whether the transaction is legal according to the payment information message; Trading. The mobile payment system includes a payment device, a payment device and a financial payment platform, wherein: the payment device or the payment device is used to generate the payment information message of the transaction, and the payment device is also used to judge according to the financial payment platform As a result, it is decided whether to conduct a transaction; the financial payment platform is used to obtain the payment information message of the transaction, and judge whether the transaction is legal according to the payment information message. The mobile payment method and system of the present invention uses the payment device as the transaction center, improves the security of mobile payment transactions, improves the friendliness of information interaction, is more humanized, and improves user experience.

Description

technical field [0001] The present invention relates to the communication field, in particular to a mobile payment method and system. Background technique [0002] Mobile payment, also known as mobile payment, is a service method that allows users to use mobile terminal devices (such as mobile phones, PDAs, mobile PCs, etc.) to pay for the goods or services they consume. It is a brand-new service that combines electronic currency, identity verification, mobile communication and mobile terminal, enabling users to enjoy various services anytime and anywhere. The non-contact chip mobile phone wallet business is a mobile phone as the carrier, which combines the application of the non-contact IC card with the SIM / UIM card, and realizes mobile payment, industry application and point-to-point with three application modes: card, reader and point-to-point Service products for various applications such as exchange and electronic ticketing. [0003] At present, the specific implement...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/401G06Q20/20G06Q20/3227
Inventor 尹旭程张翌维
Owner NATIONZ TECH INC