Transfer information processing method and apparatus

Abstract

The embodiment of the invention provides a transfer information processing method and apparatus. The method comprises that a first terminal device transmits a transfer request to a payment server, wherein the transfer request includes first conversation identification used for identifying first account number information logging in the first terminal device; that the first terminal device receives second account number information transmitted from the payment server, wherein the second account number information is determined according to second conversation identification after the payment server receives transfer-in account prompt information including the second account number information transmitted from a second terminal device; that the first terminal device transmits a transfer confirmation request to the payment server according to the second account number information in order that the payment server performs transfer processing according to the first account number information corresponding to the first conversation identification and the second account number information so as to help a user determine a transfer target in transfer.

Description

technical field [0001] Embodiments of the present invention relate to communication technologies, and in particular to a method and device for processing transfer information. Background technique [0002] Mobile payment means that users use their mobile terminals to transfer funds for the goods or services they consume. When making mobile payments, users need to enter the bank account number of the transferee to complete the transfer. [0003] In the prior art, it is possible to bind the bank account number of the transfer object with the mobile phone number in advance, and then enter the mobile phone number of the other party to complete the transfer when performing mobile payment, or attach a card reader to the mobile phone of the transferee. Swipe the bank card of the transfer object on the card reader to obtain the bank account number of the transfer object, so as to complete the transfer. [0004] However, when the user enters the mobile phone number of the transferee...

AI Technical Summary

Problems solved by technology

[0004] However, when the user enters the mobile phone number of the transferee, it is possible to enter it by mistake. Attaching a card reader to the mobile phone requires the hardware support of the card reader and the bank card of the transferee, which is very inconvenient. Therefore, There is an urgent need to propose a transfer method that is convenient for determining the transfer object

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