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System and method for ATM machine to identify cardholder

A technology of ATM machine and identity recognition, which is applied in the complete banking system, complete banking system, banknote authenticity inspection, etc., can solve the problem of card owner's property loss and other problems, and achieve the effect of avoiding property loss

Inactive Publication Date: 2016-06-29
深圳怡化时代智能自动化系统有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If criminals can operate on the ATM after stealing the bank card and password, it will cause the card owner to suffer property losses

Method used

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  • System and method for ATM machine to identify cardholder

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Embodiment Construction

[0011] The system that the ATM machine of the embodiment of the present invention carries out identity recognition to the cardholder is as follows: figure 1 Shown, comprise bank host computer, bank card, the radio frequency transponder associated with described bank card and ATM machine, ATM machine comprises card reader, radio frequency reader and PIN pad, PIN pad and card reader are processed with ATM machine respectively The processor of the ATM machine is connected with the bank host, and the radio frequency reader is connected with the processor of the ATM machine; the bank host stores the ID information of the radio frequency transponder associated with the bank card number.

[0012] The method for identifying the identity of the cardholder by the ATM in the embodiment of the present invention includes the above-mentioned system for identifying the identity of the cardholder by the ATM. When the cardholder inserts the bank card into the card reader, the processor of the A...

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Abstract

The invention discloses a cardholder ID (identity) recognition system and a cardholder ID recognition method for an ATM (automatic teller machine). The system comprises a bank host, a bankcard, a radio frequency transponder associated with the bankcard and the ATM, wherein the ATM comprises a card reader and a radio frequency reader; the card reader is connected with a processor of the ATM; the processor of the ATM is connected with the bank host; the radio frequency reader is connected with the processor of the ATM; the ID information of the radio frequency transponder associated with the card number of the bankcard is stored in the bank host. According to the cardholder ID recognition method, the ID information which is separated from the bankcard and transmitted to the radio frequency transponder is checked, so that an illegal holder of the bankcard can be prevented from trading on the ATM, and the property loss of a cardholder is maximally avoided.

Description

[technical field] [0001] The invention relates to an ATM machine, in particular to a system and a method for an ATM machine to identify a cardholder. [Background technique] [0002] The identification of bank cards by traditional ATMs is limited to the verification of the cardholder's input password, without further identification of the cardholder. If criminals can operate on the ATM after stealing bank cards and passwords, it will cause the card owner to suffer property losses. [Content of the invention] [0003] The technical problem to be solved by the present invention is to provide a system and method for ATM machine to identify cardholders, which can reduce the loss of bank card theft. [0004] In order to solve the above-mentioned technical problems, the technical solution adopted by the present invention is a system for ATM machine to identify the cardholder, including a bank host, a bank card, a radio frequency transponder associated with the bank card, and an A...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00G07D7/01
Inventor 彭彤田晟
Owner 深圳怡化时代智能自动化系统有限公司
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