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Self-run bill loaning method and system for group enterprise

A technology of groups and enterprises, applied in the field of self-operated loan notes of group enterprises

Inactive Publication Date: 2014-07-30
深圳市拜特科技股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The embodiment of the present invention provides a method and system for a self-operated bill loan of a group enterprise, aiming to solve the problem of how one or more enterprises in the group enterprise can realize the loan loan through other enterprises

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  • Self-run bill loaning method and system for group enterprise
  • Self-run bill loaning method and system for group enterprise
  • Self-run bill loaning method and system for group enterprise

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Embodiment Construction

[0053] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0054] refer to figure 2 , figure 2 It is a flow chart of a method for a self-operated bill of exchange of a group enterprise provided by an embodiment of the present invention. The group enterprise includes a payment subsystem, a fund management subsystem, an interest collection subsystem, and a bill issuance subsystem, and the capital management subsystem is connected to the payment subsystem, the interest collection subsystem, and the bill issuance subsystem ...

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Abstract

The embodiment of the invention provides a self-run bill loaning method and system for a group enterprise. An interest cashing subsystem pledges and pools a bill to a bill issuing subsystem; a capital management subsystem receives a bill issuing application instruction from a payment subsystem, stores cash deposit of the payment subsystem and sends a bill loaning instruction to the bill issuing subsystem; the bill issuing subsystem issues a bill corresponding to the bill amount issued by the payment subsystem to the payment subsystem according to the bill loaning instruction; the capital management subsystem receives interest, corresponding to the bill amount issued by the payment subsystem, paid by the payment subsystem; as a result, a group internal capital management mechanism is helped to conduct internal credit businesses by means of bill pledge, activate collected capital and save overall financial expenses of a group.

Description

technical field [0001] The invention belongs to the technical field of information processing, and in particular relates to a method and system for self-operated bill loan of a group enterprise. Background technique [0002] At present, major state-owned banks and joint-stock banks have launched "bank bill pool" products based on their own banks. "Bank bill pool" is a comprehensive bill value-added service that enterprises outsource all bills to banks. Banks can provide commercial bills withdrawal, discount, pledge and billing financing at any time according to customers' needs, so as to ensure the business needs of enterprises. [0003] The process of issuing new bills for customers through the bill pool products provided by commercial banks is as follows: figure 1 As shown, the specific process is as follows: the customer submits an application for billing at the counter of the bank. After the teller accepts the application, he reviews the application materials and enters...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/00
Inventor 叶青
Owner 深圳市拜特科技股份有限公司
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