Construction enterprise settlement bank service system

Abstract

The invention discloses a construction enterprise settlement bank service system specially designed for construction enterprises to solve settlement and cash management problems in the construction industry. The system mainly includes a bank platform set in the network and several construction enterprise terminals. The bank platform includes a business processing server and a system server that stores business data information from the construction enterprise. The business processing server includes: a collection management module, It is used to display and count the list of companies that are in arrears of project funds from construction enterprises and remind the staff; the cash withdrawal management module is used to make statistics on the cash withdrawal status of various construction enterprises, and provide display and browsing; Construction companies provide public online banking services; the credit extension module is used to prepare credit lines for construction companies in advance and provide the function of issuing letters of guarantee.

Description

technical field [0001] The invention relates to a construction enterprise settlement bank service system. Background technique [0002] At present, the number of domestic construction enterprises (with qualification certification) is increasing day by day. The financial characteristics of this industry are mainly reflected in: 1. Large settlement flow (about 60 billion settlement volume per year on average); 2. Difficulty in collecting payments; 3. Cash withdrawal needs 4. The demand for issuing a letter of guarantee is large; 5. The amount of deposited funds is large. At present, the services provided by banks for the construction industry mainly include: 1. Credit business: According to the characteristics of the industry, the construction industry has a greater demand for liquidity and the issuance of letters of guarantee. Working capital loans currently have high interest rates and sufficient collateral; collateral is also required to open a letter of guarantee for expo...

AI Technical Summary

Problems solved by technology

[0002] At present, the number of domestic construction enterprises (with qualification certification) is increasing day by day. The financial characteristics of this industry are mainly reflected in: 1. Large settlement flow (about 60 billion settlement volume per year on average); 2. Difficulty in collecting payments; 3. Cash withdrawal needs Large; 4. Large demand for issuing letters of guarantee; 5. Large amount of deposited funds, etc.

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