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Verification method and device

A verification method and a technology for verifying requests, which are applied in the field of data processing, can solve problems such as the inability to guarantee the security of financial transactions and reduce the security of users' financial transactions, and achieve the effect of improving security

Active Publication Date: 2014-08-06
AGRICULTURAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by this application is to provide a verification method and device to solve the problem of verifying and judging the user's user name and password by the bank terminal in the prior art, which cannot guarantee that the user's user name and password are used illegally or simultaneously The security of the user's financial transactions at the time of misappropriation, thereby reducing the technical problem of the security of the user's financial transactions

Method used

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Embodiment Construction

[0054] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0055] refer to figure 1, is a flow chart of Embodiment 1 of a verification method provided in this application, wherein the method can be applied to a first terminal, and the first terminal can be implemented by a server of a financial service center such as a bank. The method may include the steps of:

[0056] Step 101: Receive a verification request instruction sent by a second terminal.

[0057] Wherein, the verification request instruction includes at least the current locati...

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Abstract

The invention discloses a verification method and device applied to a first terminal. The method comprises the following steps: receiving a verification request command transmitted by a second terminal, wherein the verification request command at least comprises current position information, current user name and current code of the second terminal; comparing the current position information with the standard position information to obtain a first comparison result; comparing the current user name and current code with the standard user name and corresponding standard code to obtain a second comparison result; and according to the first comparison result and second comparison result, generating a verification result which indicates whether the verification of the user on the second terminal is successful. The validity verification on the position information of the second terminal is performed while implementing user name code verification so as to implement dual verification on financial transactions of the user, so that the financial transactions can not be performed when one of the verifications is not successful, thereby enhancing the safety of the financial transactions of the user.

Description

technical field [0001] The present application relates to the technical field of data processing, and in particular to a verification generation method and device. Background technique [0002] With the development of society, people's living standards are gradually improving, and financial transactions are becoming more and more frequent. Taking mobile phone online payment as an example, people log in to their online banking on their mobile phones to pay for their consumption items. After the consumption request, according to the user name of the user in the request, the consistency verification between the password and the pre-stored standard password is carried out to realize the verification of the user's identity legitimacy and protect the security of the user's financial transaction. [0003] However, in the above-mentioned scheme, the bank terminal verifies and judges the user name and password of the user, which cannot guarantee that the user name and password of the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06
Inventor 蔡立晶齐向东孟毅颖陈尚元
Owner AGRICULTURAL BANK OF CHINA
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