Authentication payment method and payment authentication system based on wearable device

Abstract

The present invention relates to an authentication method and authentication system based on a wearable device. The method includes the steps as follows: a binding step, wherein, an intelligent terminal and the wearable device are pre-bound together; a retrieval authentication step, wherein, the intelligent terminal retrieves whether a bound wearable device exists in the periphery or not during the payment process of the intelligent terminal; performing validity authentication for the wearable device under the condition that a bound wearable device is retrieved; continuously performing payment course after successful authentication, or stopping payment course after a bound wearable device is not retrieved or the authentication is unsuccessful. The present invention can provide the authentication method and authentication system for ensuring payment security.

Description

technical field [0001] The invention relates to a communication technology, in particular to a wearable device-based authentication payment method and a payment authentication system. Background technique [0002] With the vigorous development of smart terminals, more and more people are beginning to use smart terminals to complete various payments, such as mobile payment, TV payment and smart POS payment. In order to better strengthen the security of smart terminal payment, people have also begun to devote themselves to research on improving the security of smart terminals, such as setting payment passwords, obtaining SMS dynamic passwords, etc., and have achieved certain results. Smart terminal payment Security is constantly being improved. [0003] However, it has to be mentioned that the industry has never had a relatively mature and feasible guarantee solution for the security guarantee of the smart terminal itself. And once the smart terminal held by the user is stol...

AI Technical Summary

Problems solved by technology

[0003] However, it has to be mentioned that the industry has never had a relatively mature and feasible guarantee solution for the security of the smart terminal itself.

And once the smart terminal held by the user is stolen or lost, the smart terminal may be used by criminals to conduct illegal transactions, resulting in serious theft and destruction of the user's information and account funds.

Images