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Mobile payment method and wearable equipment

A wearable device and mobile payment technology, applied in the field of communication, can solve the problems of not realizing SE, poor security, and lack of preventive ability, and achieve the effect of strong risk prevention and improved security

Inactive Publication Date: 2016-05-04
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, HCE technology only simulates the protocol and implementation of NFC and SE communication, that is, completes the security guarantee of NFC business in the form of virtual SE, and does not realize SE
Existing SE solutions based on HCE technology can be implemented through host-based software simulation or based on cloud servers. However, host-based software simulation is simple but has poor security. There is no defense capability under the environment, so a SE solution with strong security is needed

Method used

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  • Mobile payment method and wearable equipment
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  • Mobile payment method and wearable equipment

Examples

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Embodiment Construction

[0026] Embodiments of the present invention provide a mobile payment method and a wearable device, in order to improve transaction security when an HCE mobile terminal performs NFC transactions.

[0027] In order to enable those skilled in the art to better understand the solutions of the present invention, the following will clearly and completely describe the technical solutions in the embodiments of the present invention in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are only It is an embodiment of a part of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts shall fall within the protection scope of the present invention.

[0028] The terms "first", "second" and "third" in the specification and claims of the present invention and the above drawings are used t...

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PUM

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Abstract

The embodiment of the invention discloses a mobile payment method and wearable equipment. The method comprises: a transaction request instruction of a host-based card emulation (HCE) mobile terminal is received; an identity identifier of the host-based card emulation mobile terminal is obtained from the transaction request instruction; whether the identity identifier is an identity identifier of a management entity of a security element (SE) in wearable equipment is determined; if so, transaction communication with an external terminal is carried out in response to the transaction request. According to the embodiment of the invention, the SE function of the HCE mobile terminal is realized in wearable equipment, so that transaction security is improved when the HCE mobile terminal carries out NFC transaction and thus the risk prevention level becomes high.

Description

technical field [0001] The present invention relates to the communication field, in particular to a mobile payment method and a wearable device. Background technique [0002] At present, NFC (Near Field Communication, short-distance wireless communication technology) payment based on Android 4.4 introduces a new open architecture, that is, HCE (Host-based Card Emulation, host card emulation) technology, so that card emulation can be realized in terminals equipped with NFC functions. After the module, the HCE mobile terminal does not need to provide a physical SE (SecurityElements, security module), making the application of NFC simpler and more flexible. [0003] However, HCE technology only simulates the protocol and implementation of NFC and SE communication, that is, completes the security guarantee of NFC business in the form of virtual SE, and does not realize SE. Existing SE solutions based on HCE technology can be implemented through host-based software simulation or...

Claims

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Application Information

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IPC IPC(8): G06Q20/20G06Q20/32G06Q20/38G06Q20/40
CPCG06Q20/204G06Q20/327G06Q20/3829G06Q20/4014G06Q20/20G06Q20/321
Inventor 张子敬张晴
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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