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Online payment method and device

A payment operation and secure payment technology, applied in the network field, can solve problems such as damage to users' legitimate interests and difficulty in preventing payment risks, and achieve the effects of avoiding property loss, preventing theft of user information, and improving security.

Active Publication Date: 2020-09-11
BEIJING XIAOMI MOBILE SOFTWARE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Due to the complex network environment of various smart terminals, for example, criminals steal user information when users make payments through false networks, it is difficult to prevent various potential payment risks in the process of online payment, resulting in Cause damage to the legitimate interests of users

Method used

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  • Online payment method and device
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Embodiment Construction

[0089] In order to make the purpose, technical solution and advantages of the present disclosure clearer, the implementation manners of the present disclosure will be further described in detail below in conjunction with the accompanying drawings.

[0090] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present disclosure as recited in the appended claims.

[0091] figure 1 is a flow chart of an online payment method shown according to an exemplary embodiment, such as figure 1 As shown, the o...

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PUM

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Abstract

The disclosure provides an online payment method and device, which belong to the field of network technology. The method includes: setting up a second system account with a secure payment environment, the applications installed and running in the second system account are all applications that have passed security verification; entering the second system account, and Pay under the account. When this disclosure implements online payment on the current terminal, it must be performed under the system managed by the second system account. Since the applications installed and run by the second system account are all applications that have passed security verification, the online payment When paying, it can prevent other applications from stealing user information, thereby avoiding property losses to users.

Description

technical field [0001] The present disclosure relates to the field of network technology, in particular to an online payment method and device. Background technique [0002] With the continuous development of network technology, various intelligent terminals provide more and more services to people through the network, making people's daily life more and more convenient. For example, people can use mobile terminals to realize online payment and transfer functions under the premise of connecting to the network, avoiding carrying a large amount of cash with them, and avoiding the trouble of finding change. Therefore, online payment is favored by more and more users. [0003] At present, the online payment method can be as follows: when the smart terminal is connected to the network, when a trigger operation on the payment option is detected on any application client with an online payment function, the payment data is obtained, and the payment data includes at least payment T...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/32G06Q20/38G06F21/74
CPCG06F21/74G06Q20/3227G06Q20/325G06Q20/382G06F2221/2149G06Q20/401G06F21/57G06F21/6245G06Q20/227G06Q20/405H04L63/105H04W12/082H04W12/068G06Q20/102G06F21/53H04L9/32G06Q20/32
Inventor 刘鸣李明浩伍亮雄
Owner BEIJING XIAOMI MOBILE SOFTWARE CO LTD