Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Method for improving success rate of third party payments called in quick payment and saving service fees

A technology of handling fee and success rate, applied in the field of information processing, can solve the problems of paying large handling fee, payment failure, and not supporting bank cards, etc., and achieve the effect of saving payment handling fee

Inactive Publication Date: 2016-11-02
ANTOURONG BEIJING NETWORK SCI & TECH CO LTD
View PDF4 Cites 1 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the existing technology, the user uses a third-party payment to pay quickly. Although the merchant will use multiple third-party payments for polling, the payment will still fail due to the following reasons that do not take into account the following situations.
[0003] 1. The third-party payment cooperated by the merchant does not support the user's bank card
[0004] 2. The user's payment amount exceeds the single transaction, single day, and single month limit of the third-party payment for the bank used by the user
[0005] In the existing technology, merchants or users need to pay a large amount of handling fees when using fast payment

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Method for improving success rate of third party payments called in quick payment and saving service fees
  • Method for improving success rate of third party payments called in quick payment and saving service fees
  • Method for improving success rate of third party payments called in quick payment and saving service fees

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0022] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0023] Such as figure 1 , figure 2 As shown, the embodiment of the present invention provides a method for improving the success rate of quick payment calling a third-party payment and saving handling fees, including the following steps:

[0024] Step S100: Pre-recording the calculation rules and usage priorities of the handling fees paid by each third party, and storing them in the database;

[0025] Step S200: Enter the banks supported by each third-party payment and store it in the database;

[0026] Step S300: Enter the payment limit of the bank provided by each third-party payment and store it in the database;

[0027] Step S400: before the user makes quick payment, inform the user which banks the merchant currently supports for recharging;

[0028] Step S500: the user fills in the bank card number;

[0029] Steps S600-S800: According to the third-...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a method for improving the success rate of third party payments called in quick payment and saving service fees. The method includes the following steps that: banks supported by third party payments are pre-recorded; the payment quotas of the banks in the third party payments are pre-recorded; payment service fees of the third party payments are pre-recorded; when a user carries out quick payment, third party payments supported by a corresponding bank are found out according to the bank card of the user; third party payments satisfying the requirement of quota limits are found out according to the payment quotas; a third party payment costing lowest service fees is used to carry out payment; if payment fails, a third party payment costing second lowest service fees is automatically used until the payment is successful; and only when all the third party payments fail, the user is prompted with payment failure. According to the method for improving the success rate of the third party payments called in quick payment and saving service fees, based on the big data principle, the third party payment costing the lowest service fees can be found out, and payment service fees can be saved for a commercial tenant, and at the same time, the success rate of user payment is improved.

Description

technical field [0001] The invention relates to an information processing method, in particular to a method for improving the success rate of quick payment calling a third-party payment and saving handling fees. Background technique [0002] In the prior art, the user uses a third-party payment for fast payment. Although the merchant uses multiple third-party payments for polling, the payment still fails due to the following reasons not taking into account the following situations. [0003] 1. The third-party payment cooperated by the merchant does not support the user's bank card. [0004] 2. The user's payment amount exceeds the third-party payment limit for a single transaction, a single day, and a single month for the bank used by the user. [0005] In the prior art, merchants or users need to pay a large amount of handling fees when using quick payment. Contents of the invention [0006] The present invention aims to solve the above-mentioned shortcomings, and provi...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/08G06Q20/38
CPCG06Q20/02G06Q20/0855G06Q20/382
Inventor 胡佩涛郑铮闫学法
Owner ANTOURONG BEIJING NETWORK SCI & TECH CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com