QR code-based payment method, QR code-based payment device and QR code-based payment system

A two-dimensional code and deduction technology, applied in the Internet field, can solve problems such as the inability to guarantee the security of two-dimensional codes, and achieve the effect of improving security

Inactive Publication Date: 2017-01-04
BEIJING XIAOMI PAYMENT TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

Moreover, when the mobile terminal is offline, the QR code can also be used for payment. Specifically, the relevant information of the QR code used to generate the payment is stored locally in the mobile terminal, and then when payment is required, according to the local information of the mobile terminal The saved relevant information generates a QR code. If the QR code in the mobile terminal is stolen, others will also use the QR code to pay. The security of the QR code in offline payment cannot be guaranteed.

Method used

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  • QR code-based payment method, QR code-based payment device and QR code-based payment system
  • QR code-based payment method, QR code-based payment device and QR code-based payment system
  • QR code-based payment method, QR code-based payment device and QR code-based payment system

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Embodiment Construction

[0075] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present disclosure as recited in the appended claims.

[0076] figure 1 It is a flow chart of a method for two-dimensional code payment shown according to an exemplary embodiment, as shown in figure 1 As shown, the two-dimensional code payment method in this embodiment can be used in a terminal, and includes the following steps.

[0077] In step S11, the identification information of the first user is acquired according to the payment ope...

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Abstract

The invention relates to a QR code-based payment method, a QR code-based payment device and a QR code-based payment system. The method comprises the following steps: acquiring the identification information of a first user according to a payment operation instruction of the first user; generating a payment QR code of the first user according to the identification information of the first user and the payment-related information of the first user; and displaying the payment QR code, wherein the payment QR code is used to provide the payment-related information of the first user after parsing according to the identification information of the first user. As the identification information of the first user is unique, even if the payment QR code is leaked, other users can parse out the payment-related information only according to the identification information of the first user. Therefore, acquisition of payment-related information directly according to a payment QR code is avoided, and the security of QR code-based payment is improved.

Description

technical field [0001] The present disclosure relates to the field of Internet technology, and in particular to a method, device and system for two-dimensional code payment. Background technique [0002] At present, the usage scenarios of mobile terminal payment are becoming more and more common, especially the payment by QR code is very convenient and favored by more and more users. Moreover, when the mobile terminal is offline, the QR code can also be used for payment. Specifically, the relevant information of the QR code used to generate the payment is stored locally in the mobile terminal, and then when payment is required, according to the local information of the mobile terminal The stored relevant information generates a two-dimensional code. If the two-dimensional code in the mobile terminal is stolen, others will also use the two-dimensional code to pay, and the safety of the two-dimensional code under offline payment cannot be guaranteed. Contents of the inventio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/3274G06Q20/382
Inventor 刘书文于红亮张晓亮
Owner BEIJING XIAOMI PAYMENT TECH CO LTD
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