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Payment threshold acquisition method and device

An acquisition method and threshold technology, applied in the field of data processing, can solve the problem of low efficiency of payment threshold, achieve the effect of simplifying the acquisition process and improving acquisition efficiency

Inactive Publication Date: 2017-01-11
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In this process, the operator needs to frequently log in to the background and interact frequently with the background server every time the payment threshold is obtained. The method for obtaining the payment threshold is inefficient

Method used

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  • Payment threshold acquisition method and device
  • Payment threshold acquisition method and device
  • Payment threshold acquisition method and device

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Embodiment Construction

[0063] In order to make the above objectives, features and advantages of the application more obvious and understandable, the application will be further described in detail below in conjunction with the drawings and specific implementations.

[0064] Reference figure 1 , Shows a flow chart of the steps of an embodiment of a method for obtaining a payment threshold of the present application, which may specifically include the following steps:

[0065] Step 101: Obtain the first payment threshold of the known user at the first moment.

[0066] In this embodiment, the means for obtaining the payment threshold may be the backend server itself, or it may be an independent module set in the server, and the module may interact with other modules to obtain the required value from the server. data.

[0067] The device can execute this step after receiving an instruction to obtain the payment threshold triggered by a manual or other device, or it can automatically trigger the execution of thi...

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Abstract

The embodiment of the invention provides a payment threshold acquisition method and device. The payment threshold acquisition method comprises the steps that a first payment threshold of a known user at a first moment is acquired; the payment threshold variation between a second moment and the first moment is determined according to the payment threshold change laws acquired in advance; and the payment threshold of the user at the second moment is determined according to the first payment threshold and the payment threshold variation, wherein the payment threshold change laws are acquired by performing data processing on the historical transaction data of the user at different moments. According to the method, automatic acquisition of the payment threshold can be realized, and operation personnel do not need to frequently log in the background to frequently interact with a background server so that the acquisition efficiency of the payment threshold can be enhanced.

Description

Technical field [0001] This application relates to the field of data processing technology, and in particular to a payment threshold obtaining method and a payment threshold obtaining device. Background technique [0002] At this stage, people have certain transaction risks when using certain payment tools to conduct transactions, including card theft and account theft. Card thief generally obtains member / non-member bank card information (including card name, card number, card ID, card phone, card phone verification code, etc.) and purchases physical objects through quick contract payment or undeposited payment methods, etc. Commodities, etc. either transfer to the account or transfer to the card. The stolen account generally means that after illegally obtaining the login password and payment password, the balance in the member account / Yuebao and the contracted bank card are transferred to the account / transferred to the card, or the purchase of physical objects or virtual goods,...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/4014G06Q20/40G06Q20/4016G06Q20/405G06Q20/4037
Inventor 金宏费斌杰
Owner ALIBABA GRP HLDG LTD
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