Electronic data processing method and apparatus

A technology of electronic data and processing methods, applied in the Internet field, can solve the problems of wasting network resources, increasing the processing burden of payment platforms, and being unable to choose a reasonable financial management plan for account balances, etc., to achieve the effect of reducing processing burdens and saving network resources

Active Publication Date: 2017-09-08
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, when faced with different financial products, users usually cannot choose a reasonable financial plan based on the existing account balance
If the user chooses an unreasonable financial plan, for example, the user uses part of the account balance to buy fixed-term financial products and the remaining part to

Method used

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  • Electronic data processing method and apparatus
  • Electronic data processing method and apparatus
  • Electronic data processing method and apparatus

Examples

Experimental program
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Embodiment Construction

[0039] The embodiments of the present application will be further described in detail below in conjunction with the accompanying drawings.

[0040] Such as figure 1 As shown, the flow chart of the electronic data processing method provided by the embodiment of the present application includes the following steps:

[0041] S101: The client sends a request to the server for acquiring a financial plan.

[0042] Here, the client may refer to the client of the e-commerce platform, and the server may refer to the server of the e-commerce platform. The e-commerce platform in the embodiment of the present application includes a payment platform, and may also include service platforms such as a shopping platform. Users can register an account on the payment platform of the e-commerce platform and deposit idle funds into the account. The payment platform can not only provide payment services for users, but also provide financial management services for users.

[0043] In a specific i...

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PUM

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Abstract

The invention relates to the technical field of the Internet, and particularly relates to an electronic data processing method and an apparatus thereof, wherein the purposes of realizing the automatic financial management service, reducing the processing burden of a platform and saving network resources are realized. According to the embodiment of the electronic data processing method of the invention, firstly, a server determines the account balance and the historical incoming and outgoing data of a user on an electronic commerce platform. Secondly, the server generates a financial management scheme for the user according to the determined account balance and the determined historical incoming and outgoing data of the user on the electronic commerce platform. Thirdly, the server pushes the financial management scheme to the client of the user. Fourthly, the client receives the financial management scheme pushed by the server, and displays the financial management scheme on a foreground interface. According to the technical scheme of the invention, the financial management scheme is automatically generated. Therefore, the financial transfer condition of a user via the platform and due to unreasonable financial management can be reduced. Furthermore, the processing burden of the platform is reduced and network resources are saved.

Description

technical field [0001] The present application relates to the field of Internet technology, and in particular to an electronic data processing method and device. Background technique [0002] E-commerce platform is a platform that provides online transaction negotiation for enterprises or individuals. At present, the service scope of the e-commerce platform is more and more extensive. In addition to providing users with Internet transaction services, it also expands the payment function of the payment platform. With the rapid development of Internet information technology, more and more users like to deposit idle funds into the account of the payment platform, so as to make payment and expenditure at any time. The funds here are presented in the user's account in the form of electronic data. . [0003] At present, the payment platform can provide users with financial management functions, and users can choose the financial products they need on the platform. However, when...

Claims

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Application Information

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IPC IPC(8): G06Q40/06G06Q30/06
CPCG06Q30/0613G06Q40/06
Inventor 陈凡
Owner ADVANCED NEW TECH CO LTD
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