Monetary leverage payment method and system for credit and debt

A technology of creditor's rights and debts, applied in the Internet field, can solve problems such as poor circulation of creditor's rights and debts, economic theories and methods cannot effectively solve creditor's rights and debts, etc., and achieve the effect of solving creditor's rights and debts, efficient leverage, and reducing usage.

Inactive Publication Date: 2017-09-15
青岛环链收付网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The poor circulation of creditor's rights and debts in the network is a direct manifestation of the high level of creditor's rights and debts. Traditional economic theories and methods can no longer effectively solve creditor's rights and debts, resulting in more economic and social problems. The issue of creditor's rights and debts has become an important issue affecting the future economic trend. factor

Method used

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  • Monetary leverage payment method and system for credit and debt
  • Monetary leverage payment method and system for credit and debt
  • Monetary leverage payment method and system for credit and debt

Examples

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Embodiment Construction

[0030] In order to enable those skilled in the art to better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The implementations are only some of the implementations of the present application, not all of them. Based on the implementation manners in this application, all other implementation manners obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0031] see figure 1 , the present application provides a monetary leverage payment method for creditor's rights and debts, the method comprising:

[0032] S10: Receive the user's registration information, and register the user's credit and debt attributes according to the registration information; wherein, the c...

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PUM

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Abstract

The invention relates to a monetary leverage payment method and a system for credit and debt. The payment method comprises steps: registration information of a user is received, and according to the registration information, credit and debt attributes of the user are registered; operational parameters set by the user are received, wherein the operational parameters comprise at least one selected from a payment amount, a service rate, a payment yield, a collection discount rate, and a leverage capital rate; according to the credit and debt attributes and the operational parameters, a debt map is built among the users; a debt ring and a debt chain are determined in the debt map, and the leverage capital corresponding to the debt ring or the debt chain is determined; and based on the leverage capital, the debt in the debt ring or the debt chain is paid. According to the technical scheme provided by the invention, the credit and debt problem between market main bodies can be effectively solved.

Description

technical field [0001] This application relates to the field of Internet technology, in particular to a currency leverage payment method and system for creditor's rights and debts. Background technique [0002] With the continuous development of the economy, on the macro level, creditor's rights and debts have become increasingly serious and complex, forming an intricate network of creditor's rights and debts. On the micro level, market competition is fierce, and the turnover of accounts receivable and accounts payable of market players is slowing down and accumulating. Opportunity costs, time costs, and financing costs are seriously affecting the competitiveness and innovation capabilities of market players. [0003] The poor circulation of creditor's rights and debts in the network is a direct manifestation of the high level of creditor's rights and debts. Traditional economic theories and methods can no longer effectively solve creditor's rights and debts, resulting in mo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/06
CPCG06Q40/06
Inventor 徐乐家贺才贵于文涛郗富琦牛长乐
Owner 青岛环链收付网络科技有限公司
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