A fast payment method and device

Abstract

The invention relates to the intelligent mobile phone technology field and especially relates to a rapid payment method and an apparatus thereof. The method comprises the following steps of S1, setting fingerprint information of a mobile terminal, wherein the fingerprint information is used for safety verification of a user, the fingerprint information is associated with a camera module and payment software, and the fingerprint information is different from unlock fingerprint information; S2, under a black screen state, detecting whether the user inputs the fingerprint information; S3, after the user inputs the fingerprint information, comparing to stored fingerprint information used for payment; S4, after comparison is successful, under the black screen state, calling the camera module to start a camera so as to capture a two-dimensional code or bar code information, and when the camera does not successfully capture the two-dimensional code or the bar code information, sending prompt information to the user so that the user adjusts a camera position and continuously captures the two-dimensional code or the bar code information till that capture is successful; and S5, opening the payment software, according to information acquired by the camera, using the payment software to carry out payment operation, and after the payment operation is completed, automatically closing the camera module and the payment software.

Description

technical field [0001] The present application relates to the technical field of smart phones, in particular to a fast payment method and device. Background technique [0002] With the improvement of economic living standards, smart phones have entered our lives. Payment software such as WeChat and Alipay have greatly facilitated our lives, and businesses that scan and pay can be seen in the streets and alleys. [0003] Daily scan code payment is usually realized in the following way: first unlock the screen, then open the payment software, then open the scan function of the payment software, and finally realize the mobile payment function. [0004] However, there are still many defects in the above-mentioned method. For example, firstly, the above-mentioned payment process requires multiple operations to be realized, that is, at least three clicks are required to realize the mobile payment function. Therefore, the user needs to operate repeatedly to complete the payment, a...

AI Technical Summary

Problems solved by technology

[0004] However, there are still many defects in the above-mentioned method. For example, firstly, the above-mentioned payment process requires multiple operations to be realized, that is, at least three clicks are required to realize the mobile payment function. Therefore, the user needs to operate repeatedly to complete the payment, and the operation is complicated. The convenience is very low; in addition, after the user completes the above payment operations, he needs to manually close the payment software first, and then manually close the screen, which is a repetitive operation and the operation efficiency is low; finally, because the payment software involves the user's funds, accounts and other important personal information, the above operations will often expose these important information to the surrounding people, causing great hidden dangers to personal information security

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