A near-field communication payment method and terminal

A near-field communication and terminal technology, applied in payment system structure, payment scheme/model, data processing application, etc., to reduce user operations and improve user experience

Active Publication Date: 2020-09-29
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The purpose of the present invention is to provide a near-field communication payment method and terminal, which is

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  • A near-field communication payment method and terminal
  • A near-field communication payment method and terminal
  • A near-field communication payment method and terminal

Examples

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[0047] The technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative work shall fall within the protection scope of the present invention.

[0048] The terms "first", "second", "third", "fourth", etc. in the specification and claims of the present invention and the above-mentioned drawings are used to distinguish different objects, rather than describing a specific order. In addition, the terms "including" and "having" and any variations thereof are intended to cover non-exclusive inclusion. For example, a process, method, system, product, or device that includes a series of steps or u...

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Abstract

Disclosed are a near field communication method and terminal, used for solving the defect existing in the prior art that only a default HCE application can respond to a PPSE selection instruction. The method is applied to a first terminal supporting near field communication (NFC), wherein the first terminal comprises M payment applications, and M is greater than 1. The method comprises: the first terminal receiving a first instruction sent by a second terminal; and the first terminal sending to the second terminal a response message for responding to the first instruction, wherein the response message comprises N application identifiers (AIDs), the N AIDs are all the AIDs comprised by the M payment applications, each of the payment applications comprises at least one AID, and the M payment applications comprise a host card emulation (HCE) application or the M payment applications comprise the HCE application and a card application.

Description

technical field [0001] The embodiment of the present invention relates to the field of mobile payment, in particular to a near field communication payment method and terminal. Background technique [0002] At present, Near Field Communication (English full name: Near Field Communication, abbreviation: NFC) payment is a trend of the times. For example: through the card simulation technology, the payment application installed on the NFC terminal communicates with the card reader or the sales terminal (English full name: point of sale, abbreviation: POS) and completes the payment transaction. The payment application can be a card application or Host Card Emulation (English full name: Host Card Emulation or Host-based Card Emulation, abbreviation: HCE) application. [0003] like figure 1 As shown, the traditional card simulation technology is realized through the security element (English full name: SecureElement, abbreviation: SE) in the NFC terminal. The card application tha...

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Application Information

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IPC IPC(8): G06Q20/22
CPCG06Q20/204G06Q20/3278
Inventor 李国庆常新苗
Owner HUAWEI TECH CO LTD
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