Financial service business and method

Abstract

The invention discloses a financial service business and a method. A financial institution provides financial services for customers; the financial institution provides third-party management servicesfor the performance bonds of transactions and contracts in social economic activities, and is called money contract services for short. According to the businesses and method, the financial institutions carries out this business, the customers submit business applications and submit performance bonds at the counters of the financial institution or the Internet business platform business of the financial institution, the financial institution accepts the business applications and performance bonds; the other party of the business makes confirmation; the financial institution manages services;and the business is terminated. With the financial service business of the invention adopted, customers with a variety of demands can be facilitated to establish a wide range of performance bond projects and corresponding management services such as commodity transactions or economic activity contracts; the integrity and agreement fulfillment of social and economic activities can be realized; andthe sound and orderly operation of the social and economic activities can be ensured.

Description

technical field [0001] The present invention relates to financial services, in particular to a financial service business and method Background technique [0002] With the development and activeness of social and economic activities, the conclusion and conclusion of commodity transactions in social and economic activities and agreements, contracts, contracts, etc. of various economic activities require both parties to economic activities to perform in good faith. In the implementation of social reality, breaches of contract occur from time to time, and disputes over rights and interests arise between the two parties. The party whose rights and interests are damaged spends a lot of time and energy protecting their rights and interests. In the end, due to the lack of guaranteed assets, it is difficult to protect their rights and interests. Therefore, at the beginning of economic activities, on the basis of the theoretical integrity of both parties, corresponding performance gu...

AI Technical Summary

Problems solved by technology

[0003] In reality, the bank's existing related financial service business, such as the bank's collection and payment business, the bank's standby letter of credit, the bank's various letter of guarantee business, the bank's transaction intermediate business, and other existing related financial service businesses of the bank It cannot meet the performance guarantee and guarantee needs of various participants and business types in real social and economic activities

[0004] In reality, the existing related financial service businesses of guarantee companies, such as guarantee objects, guarantee conditions, guarantee items, and handling procedures, cannot meet and support the performance guarantee and guarantee needs of a wide range of participants and various business types in real social and economic activities.

[0005] In reality, the existing related financial service business of third-party payment guarantee institutions has certain performance guarantee and guarantee functions (such as Alipay, third-party fund custody on Witkey platform, and third-party payment guarantee on other platforms, which need to be established under specific business transaction conditions. Due to the limitations of use objects, use scenarios, and use conditions, it cannot meet the performance guarantee and guarantee needs of a wide range of participants in real social and economic activities and various types of economic activities.

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