Vehicle insurance underwriting self-service vehicle validating method, device and equipment and computer storage medium

Abstract

The invention discloses a vehicle insurance underwriting self-service vehicle validating method. The method comprises the following steps of triggering a vehicle insurance underwriting request on thebasis of an insurance policy of the owner of a vehicle, obtaining vehicle information included in the insurance policy, and enabling the vehicle information to generate a vehicle insurance underwriting car validating task; on the basis of the vehicle information and preset self-service vehicle validating rules, judging whether or not the vehicle insurance underwriting self-service vehicle validating condition is matched; if the vehicle insurance underwriting self-service vehicle validating condition is matched, sending the vehicle validating task to a vehicle owner client so as to enable the vehicle owner to perform self-service vehicle validating according to the vehicle validating task; receiving vehicle validating pictures uploaded by the vehicle owner client on the basis of the vehiclevalidating task, and according to the vehicle validating pictures, judging the vehicle insurance policy, and completing vehicle insurance underwriting. The invention further discloses a vehicle insurance underwriting self-service vehicle validating device and equipment and a computer storage medium. By analyzing the vehicle information in the insurance policy, on the premise of ensuring the validating picture authenticity, self-service vehicle validating is achieved, and the vehicle validating efficiency is improved.

Description

technical field [0001] The invention relates to the field of auto insurance underwriting, in particular to a self-service vehicle inspection method, device, equipment and computer storage medium for auto insurance underwriting. Background technique [0002] With the development of society, there are more and more traffic vehicles, and vehicle insurance is already the first procedure after purchasing a vehicle. [0003] At present, to participate in vehicle insurance, the owner of the vehicle needs to enter the vehicle information of the vehicle on the insurance policy. The insurance company will send a car inspector to inspect the vehicle. The insurance company will compare the vehicle information on the insurance policy with the actual vehicle information. Yes, among them, the vehicle inspection mainly focuses on the age of the vehicle, whether there is any accident record, vehicle appearance and other information. The server will assign the task of vehicle inspection to th...

AI Technical Summary

Problems solved by technology

[0003] At present, to participate in vehicle insurance, the owner of the vehicle needs to enter the vehicle information of the vehicle on the insurance policy. The insurance company will send a car inspector to inspect the vehicle. The insurance company will compare the vehicle information on the insurance policy with the actual vehicle information. Yes, among them, the vehicle inspection mainly focuses on the age of the vehicle, whether there is any accident record, vehicle appearance and other information. The server will assign the task of vehicle inspection to the corresponding vehicle inspectors for vehicle inspection. The car is completely dependent on the inspector. The owner of the vehicle needs to wait for the inspector to inspect the vehicle to prevent fraudulent insurance during the vehicle insurance process. longer process

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