Dual verification method for resetting enterprise online banking login password

A login password and double verification technology, applied in the field of corporate online banking password reset, can solve problems such as insufficient security, corporate information leakage, and SMS hijacking, etc., to reduce operational risk pressure, improve security, and have strong security Effect

Inactive Publication Date: 2018-07-27
SICHUAN XW BANK CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The purpose of the present invention is to solve the problem that the convenience of resetting the offline counter operation of the current enterprise online banking login password is too low, and the method of resetting the password after verifying a bound mobile phone number through company information and account information online exists in the enterprise Information leakage, loss, risk of SMS hijacking, and insufficient security issues provide a convenient way for corporate online banking user A to verify information and other corporate operators B to authenticate, and other operators B can freely choose according to the degree of convenience Double verification method for resetting corporate online banking login password with strong security

Method used

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  • Dual verification method for resetting enterprise online banking login password

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0049] like figure 1 As shown, a double verification method for resetting the corporate online banking login password, the method steps are:

[0050] Select Start Reset Login Password.

[0051] Insert the U-Key of the enterprise user A associated with the bank, read the enterprise user information and identify it, and judge whether the identification is successful. If the identification is unsuccessful, the password reset will end. If the identification is successful, the login password entry will be displayed.

[0052] After the login password reset entry is displayed, enter the ID number of the corporate user A associated with the bank to determine whether it is consistent with the ID card information bound to the U-Key. If the information is inconsistent, reset the password. If the information is consistent, proceed Next step.

[0053]After the identity information verification of enterprise user A associated with the bank is passed, a SMS verification code will be sent t...

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Abstract

The invention discloses a dual verification method for resetting an enterprise online banking login password. The method includes the following steps: step 1, presenting an enterprise online banking login password reset entry; step 2, verifying identity information of an enterprise user A associated with a bank; step 3, after the verification in the step 2 is successful, performing short message verification on the enterprise user A associated with the bank; step 4, after the verification in the step 3 is successful, performing short message verification on an enterprise operator B; step 5, after the verification in the step 4 is successful, enabling the enterprise user A associated with the bank to reset a login password, wherein in the short message verification process of the enterpriseoperator B in the step 4, the enterprise operator B is optional. According to the scheme of the invention, when the enterprise user forgets the enterprise online banking login password, the message verification of the enterprise online banking user A and the dual verification performed by other operators B of the enterprise are performed, and other operators B can complete the login password resetting by freely selecting the convenience degree, the convenience of modifying the login password can be achieved, and the security of the password reset operation can be enhanced.

Description

technical field [0001] The present invention relates to the field of enterprise online banking password reset methods, in particular to the field of a double verification method for resetting enterprise online banking login passwords. Background technique [0002] After the enterprise user forgets the corporate online banking login password, since the company's capital transactions need to be carried out through the corporate online banking, if the password is forgotten, the process of resetting the login password is complicated and time-consuming. It may cause business loss to the enterprise. Therefore, an efficient and safe method is needed to reset the corporate online banking login password. [0003] At present, there are two main solutions on the market to solve this problem: [0004] 1. The offline process requires the user to bring relevant company documents, and after the offline bank staff pass the verification, the corporate online banking login password will be ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06H04W4/14
CPCH04L63/08H04L63/083H04L63/0869H04W4/14
Inventor 陈建刚杨嘉郭军
Owner SICHUAN XW BANK CO LTD
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