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Credit loan risk joint control method, device and equipment and readable storage medium

A credit and risk technology, applied in the computer field, can solve problems such as the inability to realize joint control of credit risks in different places or across types, and the inability to synchronously apply for risk information in real time, so as to achieve joint control of credit risks in different places or across types, and avoid centralized fraudulent loans. Effect

Inactive Publication Date: 2018-08-03
ONE CONNECT SMART TECH CO LTD SHENZHEN
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Problems solved by technology

[0003] The main purpose of the present invention is to provide a credit risk joint control method, device, equipment and readable storage medium, aiming to solve the problem that various types of credit equipment in the prior art can only be in an independent equipment state, and cannot apply for risk information synchronously in real time, that is, Technical problems that cannot realize the joint control of credit risks in different places or across types

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  • Credit loan risk joint control method, device and equipment and readable storage medium
  • Credit loan risk joint control method, device and equipment and readable storage medium
  • Credit loan risk joint control method, device and equipment and readable storage medium

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Embodiment Construction

[0072] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0073] The present invention provides a credit risk joint control method, the credit risk joint control method is applied to an all-in-one machine, in the first embodiment of the credit risk joint control method of the present invention, refer to figure 1 , the credit risk joint control method includes:

[0074] When the credit approval instruction is detected on the node device of the all-in-one machine, the application information corresponding to the credit approval instruction is obtained; whether the credit application behavior corresponding to the application information is identified as a fraudulent behavior; when the credit application corresponding to the application information When the behavior is a fraudulent behavior, a first blacklist file is generated based on the application information; the first blac...

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Abstract

The invention discloses a credit loan risk joint control method, device and equipment and a readable storage medium. The credit loan risk joint control method comprises that when a credit loan approval instruction is detected by a node device in an all-in-one machine, application information corresponding to the credit loan approval instruction is obtained; whether a credit load application behavior corresponding to the application information is a fraud behavior is identified; if YES, a first blacklist file is generated on the basis of the application information; and the first blacklist fileis broadcast to other node devices associated with the all-in-one machine, so that the other node devices updates local blacklist files thereof. The technical problem that different places or types of credit load risks cannot be controlled in a joint way due to the fact that different types of credit devices work in independent states and cannot synchronize application risk information in real time in the prior art is solved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a credit risk joint control method, device, equipment and readable storage medium. Background technique [0002] At present, due to the development of the financial industry, credit applications are becoming more and more common. Among them, how to avoid credit risks such as fraudulent loans has become an urgent problem to be solved. In the existing technology, various types of credit devices are combined with mobile device hardware information for comprehensive evaluation. In order to avoid credit risks, however, the above-mentioned methods of various types of credit equipment can only be in an independent equipment state, and cannot apply for risk information synchronously in real time, that is, it cannot realize joint control of credit risks in different places or across types. Contents of the invention [0003] The main purpose of the present invention is to provi...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 臧磊傅婧郭鹏程
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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