A method of integrating the insurance application process of various insurance companies into a common insurance application process
A process integration and company technology, applied in the insurance field, can solve problems such as low difficulty in implementation, time-consuming search for updates, low development efficiency, etc., and achieve the effects of improving transmission capacity, eliminating technical differences, and improving maintainability
Active Publication Date: 2021-12-14
梧桐树保险经纪有限公司
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Problems solved by technology
This method is easy to understand and easy to implement, but the development efficiency is relatively low, the workload is heavy, and it is closely coupled with the parameters of the product. When the parameters of a certain product change, the messages of the entire process may need to It will be modified accordingly, and what's more, when the interface of the insurance company changes, the scope and scope of the change will be wider; secondly, the static data such as the insurance relationship in the interface of each insurance company are scattered in the message parameters of each product In the template, there is a lack of centralized maintenance and transformation. Once there is a change, it is time-consuming to find an update; in addition, as an "insurance brokerage (or agency) agency", there is no unified interface for the insurance application process. When the scale and business expand, it is impossible to quickly outward development, which also requires forward-looking consideration and resolution
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Embodiment 1
[0034] The customer goes to our company's website to insure a certain product A1 of insurance company A. After filling out the form items on the calculation page and the order page, according to the content filled by the customer, first generate standard message data, and then send the standard message to A For the conversion of insurance company messages, for example, if the customer payment type selects single payment, we convert the payment type value of the policy object in the standard message data to the corresponding field value 0 of the insurance company A message. Similarly, we use different conversions The method converts other values in the policy object that need to be converted, as well as insurance type objects, policyholder objects, and insured objects, into insurance company messages one by one, and uses this message data to call the corresponding interface of the insurance company to get the insurance policy. The company returns the data, and then converts th...
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The invention provides a method for integrating the insurance application process of various insurance companies into a general insurance application process, including the following steps: inputting standard messages, service processes and outputting standard messages, the data has unity and standardization, greatly improving maintenance flexibility, adaptability, and the value of analytics utilization. And the workload will not increase with the increase of the products of the connected insurance companies; by analyzing and packaging the interfaces and messages of different insurance company software systems, it provides users with a unified insurance process data input and output. The intermediate link is transparent when facing users, and integrates, adapts and digests the differences and complexities of various insurance companies internally. Each link is divided into clear and controllable functional service scopes based on high cohesion and low coupling.
Description
technical field [0001] The invention relates to the insurance field, in particular to a method for integrating the insurance application processes of various insurance companies into a general insurance application process. Background technique [0002] Taking the statistical data of the China Insurance Regulatory Commission in January 2018 as an example, there are 89 life insurance companies and 124,415 life insurance products in the country. These insurance companies have different insurance application processes and implementation methods of insurance software systems, and these life insurance products are also very different. How to integrate these insurance products? The company's insurance products and providing a unified insurance application process and a unified technical interface are very important for the business development of "insurance brokerage (or agency) institutions". With the rapid development of Internet insurance, the market competition is becoming mor...
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IPC IPC(8): G06Q10/10G06Q40/08
CPCG06Q10/103G06Q40/08
Inventor 佘崔
Owner 梧桐树保险经纪有限公司